Comparison

Split My Paycheck vs SubTrackly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

SubTrackly

Features
Read full description

SubTrackly helps you track recurring subscriptions in one clean place. Add streaming, music, cloud storage, AI tools, fitness, apps, or any monthly service, then see the next billing date and monthly cost at a glance. Use reminders, a payment calendar, categories, pause/resume, CSV and JSON export, and rewarded credits to add more subscriptions for free. Premium unlocks unlimited subscriptions, multi-device sync, and widgets for faster tracking. SubTrackly is a personal organization tool. It does not pay bills, cancel services, or provide financial advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tuyennv12192.github.io/sub_tracker.html

Screenshots

Split My Paycheck4 screens
SubTrackly4 screens

Verdict

The call

The clearest difference is in-app purchases: Split My Paycheck at none against SubTrackly's 2. Split My Paycheck also leads on update cadence (every 6 days vs fortnightly). SubTrackly's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SubTrackly sells 2 in-app purchases, starting at $1.99 per month. Split My Paycheck asks for nothing beyond the download.

UpkeepUpdate frequency

Split My Paycheck ships an update every 6 days, SubTrackly fortnightly. The most recent releases landed on September 30, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 5 level
Split My Paycheck versus SubTrackly: the parameters behind the verdict, then further details
ParameterSplit My PaycheckSubTrackly
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 days — betterFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size7 MB75 MB
Age rating4+4+
DeveloperJonathan BurksKHANH HA DANG

In-app purchases

None

Split My Paycheck

No in-app purchases

2 purchases

SubTrackly

Subscriptions2
  • SubTrackly Premium Monthly$1.991 Month
  • SubTrackly Premium Yearly7 Days trial$14.991 Year

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is SubTrackly free?
SubTrackly is free to download, with in-app purchases available.
Do Split My Paycheck or SubTrackly have ads?
Neither Split My Paycheck nor SubTrackly shows ads.
Which is updated more often, Split My Paycheck or SubTrackly?
Split My Paycheck ships an update every 6 days, and SubTrackly fortnightly. Most recently, Split My Paycheck was updated on September 30, 2026 and SubTrackly on October 7, 2026.

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