Comparison

Split My Paycheck vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

Budget Planner App

This app helps you budget using the cash-stuffing method without linking bank accounts. Create virtual envelopes for expenses and savings goals, and track your progress on a clear dashboard. It's designed for privacy and simplicity.

Highlights
  • Cash-stuffing budgeting
  • Virtual envelopes for expenses
  • Sinking funds for goals
  • Privacy-focused, no bank linking
  • Clear dashboard overview
  • Saving habit building
Features
Read full description

Budgeting should feel clear, calm, and personal. Stash is a beautiful budget planner and expense tracker that helps you record everyday spending, plan category budgets, organize accounts, and understand where your money goes—without linking your bank. SEE YOUR MONEY CLEARLY • Add income, expenses, and transfers in seconds • Review transactions by month, category, and account • See balances, income, and spending at a glance • Explore visual insights that make patterns easier to understand PLAN WITH PURPOSE • Connect your payday plan to your wallets so completed spending and income update what remains • Set spending limits for your expense categories • Organize cash, bank, savings, and credit card accounts • Create savings goals and keep progress visible • Schedule repeating transactions for regular payments MADE FOR REAL LIFE • Start with the currency for your region, or choose from global currencies • See large amounts in a clean, compact format • Turn on gentle reminders to record your transactions • Export a backup and restore it when needed PRIVATE BY DESIGN No bank connection is required. Your ledger is stored on your device. When you choose an AI feature and give consent, the information needed for that request is sent securely for processing. You can use manual tracking without enabling AI features. START FREE Use the essential tracking tools to begin building a calmer money habit. STASH PRO Unlock unlimited transactions, additional accounts, repeating transactions, and backup and restore. Available plans and pricing are shown in the app and may vary by storefront. Download Stash and make every dollar feel easier to manage. Questions or feedback? We would love to hear from you through the support link. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Split My Paycheck4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is in-app purchases: Split My Paycheck at none against Budget Planner App's 1. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Planner App sells 1 one-off in-app purchase. Split My Paycheck asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split My Paycheck against 5.0 for Budget Planner App. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Split My Paycheck ships an update every 6 days, Budget Planner App weekly. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
Split My Paycheck versus Budget Planner App: the parameters behind the verdict, then further details
ParameterSplit My PaycheckBudget Planner App
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Positive reviews—100.0% of reviews
Number of ratings22
Update frequencyEvery 6 days — betterWeekly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size7 MB21 MB
Age rating4+4+
DeveloperJonathan BurksZEKKERRIYYA ZEKERI

In-app purchases

None

Split My Paycheck

No in-app purchases

1 purchases

Budget Planner App

One-time1
  • Lifetime Access$9.99

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Which has better reviews, Split My Paycheck or Budget Planner App?
Split My Paycheck and Budget Planner App are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do Split My Paycheck or Budget Planner App have ads?
Neither Split My Paycheck nor Budget Planner App shows ads.
Which is updated more often, Split My Paycheck or Budget Planner App?
Split My Paycheck ships an update every 6 days, and Budget Planner App weekly. Most recently, Split My Paycheck was updated on October 31, 2026 and Budget Planner App on October 31, 2026.

Other comparisons