Split My Paycheck vs Sprig Money

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

Get paid. Enter the number. Sprig splits it before you have time to talk yourself out of saving any of it. No budgeting app to maintain. No transactions to categorize. No bank account to link. Sprig does one thing: the moment your paycheck lands, it divides that amount into four buckets using a simple percentage rule, so the decision is already made before you open your other apps. HOW IT WORKS Pick a rule. Default is 20/10/60/10 — Growth, Stability, Essentials, Enjoyment. Prefer 50/30/20 or 70/20/10? They're built in. Or set your own percentages and make it yours. Enter your paycheck. Type the number. See four amounts instantly. Save it. Done in seconds, not sessions. Working two jobs? Add another check and Sprig splits the combined total the same way. FOUR SCREENS, FOUR JOBS Split — Enter what you were paid. See exactly what goes to Growth, Stability, Essentials, and Enjoyment. Save the paycheck and move on with your day. Grow — Watch what your Growth bucket becomes over time. Scrub out to any horizon and see money put in versus interest earned, side by side. It's a projection, not a promise. Fit — Tell Sprig your real monthly bills. It checks them against what your rule allots for essentials and gives you a plain answer: it fits, or it's tight. No spreadsheet required. History — Every payday you've saved, stacked in one place. Watch the total climb, check by check. WHO THIS IS FOR You get paid weekly or biweekly. You don't want to learn a budgeting system, track every purchase, or link your bank account to an app. You want the decision made in the time it takes to read a text message, then you want to get on with your life. That's what Sprig does — nothing more, nothing less. PRIVATE BY DESIGN Everything lives on your device. No account. No sign-up. No bank linking. No transaction import. Your paycheck numbers never leave your phone. Sprig is free to use, with ads. A one-time purchase removes them for good — no subscription. A NOTE ON THE NUMBERS Grow shows estimates based on the rate and contributions you enter. Real returns vary and aren't guaranteed. Nothing in this app is financial advice — it's a rough picture of what steady saving can look like over time, so you can decide what to do next. Get paid. Open Sprig. Split it. Get back to your life.