Comparison

Split My Paycheck vs Bi Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

Bi Budget

Manage your finances with confidence using this budgeting app. It supports biweekly, semi-monthly, or monthly income schedules, allowing you to create personalized budgets that align with your paychecks. Track income and expenses, categorize transactions, and monitor your progress towards savings goals.

Highlights
  • Biweekly, semi-monthly, or monthly income budgeting
  • Personalized budget creation
  • Income and expense tracking
  • Transaction categorization
  • Spending habit monitoring
  • Savings goal setting
  • Clear financial summaries
Features
Read full description

Take Control of Your Money with Bi-Budget Bi-Budget is a simple and powerful budgeting app designed to help you manage your finances with confidence. Unlike many budgeting apps, Bi-Budget is built to support biweekly budgeting, making it easy to plan your finances around every paycheck—not just a traditional monthly budget. Whether you’re paid biweekly, semi-monthly, or monthly, Bi-Budget lets you choose the income schedule that matches your paycheck, creating a budgeting experience that works the way you get paid. No more forcing your finances into a one-size-fits-all monthly budget. Features • Budget around biweekly, semi-monthly, or monthly income • Create personalized budgets that fit your financial goals • Track income and expenses in one organized place • Categorize transactions for better spending insights • Monitor your spending habits and budget progress over time • Set savings goals and stay motivated as you reach them • View clear financial summaries with an intuitive, easy-to-use interface Whether you’re budgeting your first paycheck or looking for a smarter way to manage your money, Bi-Budget helps you stay organized, reduce financial stress, and build better financial habits. Download Bi-Budget today and experience a budgeting app that’s built around your paycheck—not the calendar.

Screenshots

Split My Paycheck4 screens
Bi Budget4 screens

Verdict

The call

The clearest difference is update cadence: Split My Paycheck at every 6 days against Bi Budget's fortnightly. Bi Budget's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Split My Paycheck against 5.0 for Bi Budget. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

UpkeepUpdate frequency

Split My Paycheck ships an update every 6 days, Bi Budget fortnightly. Both last shipped on October 31, 2026.

Scorecard3 real differences · 6 level
Split My Paycheck versus Bi Budget: the parameters behind the verdict, then further details
ParameterSplit My PaycheckBi Budget
PriceFreeFree
Rating5.0 (2 ratings)5.0 (2 ratings)
Number of ratings22
Update frequencyEvery 6 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size7 MB141 MB
Age rating4+4+
DeveloperJonathan BurksGiovanni Faranda

In-app purchases

None

Split My Paycheck

No in-app purchases

None

Bi Budget

No in-app purchases

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is Bi Budget free?
Bi Budget is free to download, with no in-app purchases.
Which has better reviews, Split My Paycheck or Bi Budget?
Split My Paycheck and Bi Budget are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.
Do Split My Paycheck or Bi Budget have ads?
Neither Split My Paycheck nor Bi Budget shows ads.
Which is updated more often, Split My Paycheck or Bi Budget?
Split My Paycheck ships an update every 6 days, and Bi Budget fortnightly. Most recently, Split My Paycheck was updated on October 31, 2026 and Bi Budget on October 31, 2026.

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