Split My Paycheck vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split My Paycheck
Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.
- Budget templates
- Dollar allocation
- Expense tracking
- In-app tutorials
- Data stays on device
- No accounts or ads
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Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.
Expense Tracker
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Spendy is a plain, fast expense tracker. Open it, tap the amount, pick a category, done. No sign-up, no bank linking, no cloud. THREE TAPS PER ENTRY A full-screen keypad, fourteen categories and an optional note. Logging a coffee takes about four seconds, which is the only reason anyone keeps doing it past the first week. NOTHING LEAVES YOUR IPHONE Spendy makes no network requests at all. There is no account, no server, no analytics and no advertising SDK. Your ledger is a file on your phone and nowhere else. Turn on Airplane Mode and everything still works. SEE WHERE IT WENT A monthly budget with a live "left to spend" figure, six months of spending as a bar chart, and a category breakdown with percentages. YOURS TO TAKE AWAY Export the whole ledger to CSV at any time and open it in Numbers or Excel. WHAT'S INSIDE • Expenses and income, both with categories • 14 categories out of the box, or make your own • Monthly budget with progress ring • Six-month chart and category breakdown • 12 currency symbols • Edit or delete any entry • CSV export SAMPLE DATA The app opens with a set of sample entries so you can see how it works straight away. They are marked SAMPLE and are never counted in any total, chart or free-entry quota. The first time you add an entry of your own, Spendy clears them all, so every figure from then on is only yours. FREE TO TRY Log your first 5 entries free, with no time limit. After that, Spendy Pro keeps it going — an auto-renewing subscription, monthly or yearly. Everything you already logged stays readable, chartable and exportable whether or not you subscribe. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel in Settings > Apple Account > Subscriptions, or from the Settings screen inside the app. Privacy Policy: https://spendy.comedev.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: mytestid888@gmail.com
Screenshots
Verdict
The clearest difference is in-app purchases: Split My Paycheck at none against Expense Tracker's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Split My Paycheck asks for nothing beyond the download.
| Parameter | Split My Paycheck | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 days | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 7 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonathan Burks | 丽 江 |
In-app purchases
Split My Paycheck
No in-app purchases
Expense Tracker
- Spendy Pro Monthly$2.991 Month
- Spendy Pro Yearly$19.991 Year
Questions
Is Split My Paycheck free?
Is Expense Tracker free?
Do Split My Paycheck or Expense Tracker have ads?
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