Fundly AI vs iSpend
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Fundly AI
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Fundly - Simple Expense Tracking Track your spending effortlessly with Fundly, a clean and intuitive expense tracker designed for everyday use. Key Features: Quick expense entry with custom categories Attach receipt photos to any transaction Filter by date range and transaction type Export your data to CSV for analysis Beautiful dark mode support All data stored locally on your device Whether you're managing personal finances or tracking business expenses, Fundly helps you stay organized without the complexity of traditional budgeting apps. Privacy First Your financial data never leaves your device. No account required, no cloud sync, no tracking. Perfect for anyone who wants to understand where their money goes without complicated features getting in the way.
iSpend
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iSpend - Your Personal Finance Companion Take control of your finances with iSpend, a powerful and intuitive expense tracking app designed to help you manage your money effortlessly. KEY FEATURES β’ Quick & Easy Recording Record income and expenses in seconds with our streamlined interface. Add transactions with just a few taps, complete with categories, notes, and photos. β’ Multi-Currency Support Manage accounts in different currencies seamlessly. Automatic exchange rate conversion helps you track your finances accurately across currencies. β’ Budget Management Set monthly budgets for different categories and track your spending progress. Get alerts when you're approaching your limits to stay on track. β’ Account Management Organize your finances across multiple accounts - cash, debit cards, credit cards, and more. View balances and transaction history for each account. β’ Smart Analytics Visualize your spending patterns with charts and statistics. Understand where your money goes with detailed category breakdowns and monthly summaries. β’ Data Security Protect your financial data with Face ID/Touch ID authentication. Keep your information private with amount masking and secure local storage. β’ iCloud Sync Sync your data across all your Apple devices automatically. Your financial records are always up to date, wherever you are. β’ Widget Support View your monthly overview, budget progress, and expense rankings right from your home screen. Stay informed without opening the app. β’ Data Export Export your transactions as CSV or JSON for backup and analysis. Create comprehensive reports to share with family or for tax purposes. β’ Recurring Transactions Set up recurring income and expenses to save time. Never forget to record regular payments or income. β’ Customizable Categories Create and organize your own expense categories with custom icons and colors. Make the app truly yours. β’ Flexible Date Ranges View transactions by day, week, month, or custom date ranges. Filter and sort to find exactly what you're looking for. β’ Beautiful Design Enjoy a clean, modern interface that makes managing your finances a pleasure. Dark mode support included. PRIVACY & SECURITY Your financial data is stored securely on your device and synced via iCloud. We never access your personal information. All data encryption and security measures are handled by Apple's secure infrastructure. PERFECT FOR β’ Personal finance management β’ Family budget tracking β’ Expense analysis and reporting β’ Multi-currency account management β’ Financial goal setting Start your journey to better financial health today with iSpend. Download now and take the first step towards smarter money management.
Screenshots
Verdict
The clearest difference is device support: Fundly AI at 2 against iSpend's β. iSpend's advantage is iOS requirement (17 vs 26.2). On price and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Fundly AI | iSpend |
|---|---|---|
| Price | Free | Free |
| Ads | No | β |
| In-app purchases | No | No |
| Devices | iPhone, iPad β better | β |
| Requires iOS | 26.2 | 17 β better |
| Further details β not scored | ||
| Size | 9 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Iliyas Zholdas | δΈδΈ₯ ι |
In-app purchases
Fundly AI
No in-app purchases
iSpend
No in-app purchases









