Fundly AI vs SpendWithPlan
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Fundly AI
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Fundly - Simple Expense Tracking Track your spending effortlessly with Fundly, a clean and intuitive expense tracker designed for everyday use. Key Features: Quick expense entry with custom categories Attach receipt photos to any transaction Filter by date range and transaction type Export your data to CSV for analysis Beautiful dark mode support All data stored locally on your device Whether you're managing personal finances or tracking business expenses, Fundly helps you stay organized without the complexity of traditional budgeting apps. Privacy First Your financial data never leaves your device. No account required, no cloud sync, no tracking. Perfect for anyone who wants to understand where their money goes without complicated features getting in the way.
SpendWithPlan
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Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goesβall in one simple app. β’ Balance at a glance β Net balance, income, expenses, and savings on one card β’ Budget by category β Food, transport, entertainment, and more; add your own categories β’ Add transactions fast β Income or expense, with date and category β’ See the big picture β Overview with progress bars and a clear view of spending β’ Reports β Spending by category and over time β’ Export your data β Save your transactions to CSV and keep your records β’ Home screen widget β Check your budget without opening the app β’ Your data stays yours β Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.
Screenshots
Verdict
The clearest difference is iOS requirement: SpendWithPlan at 18.5 against Fundly AI's 26.2. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Fundly AI | SpendWithPlan |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Daily |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.2 | 18.5 β better |
| Further details β not scored | ||
| Size | 9 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Iliyas Zholdas | Oliver Bugar |
In-app purchases
Fundly AI
No in-app purchases
SpendWithPlan
No in-app purchases









