Comparison

Fundly AI vs SpendWithPlan

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Fundly AI

Features
Read full description

Fundly - Simple Expense Tracking Track your spending effortlessly with Fundly, a clean and intuitive expense tracker designed for everyday use. Key Features: Quick expense entry with custom categories Attach receipt photos to any transaction Filter by date range and transaction type Export your data to CSV for analysis Beautiful dark mode support All data stored locally on your device Whether you're managing personal finances or tracking business expenses, Fundly helps you stay organized without the complexity of traditional budgeting apps. Privacy First Your financial data never leaves your device. No account required, no cloud sync, no tracking. Perfect for anyone who wants to understand where their money goes without complicated features getting in the way.

About

SpendWithPlan

Features
Read full description

Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goesβ€”all in one simple app. β€’ Balance at a glance β€” Net balance, income, expenses, and savings on one card β€’ Budget by category β€” Food, transport, entertainment, and more; add your own categories β€’ Add transactions fast β€” Income or expense, with date and category β€’ See the big picture β€” Overview with progress bars and a clear view of spending β€’ Reports β€” Spending by category and over time β€’ Export your data β€” Save your transactions to CSV and keep your records β€’ Home screen widget β€” Check your budget without opening the app β€’ Your data stays yours β€” Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.

Screenshots

Fundly AI3 screens
SpendWithPlan4 screens

Verdict

The call

The clearest difference is iOS requirement: SpendWithPlan at 18.5 against Fundly AI's 26.2. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference Β· 5 level
Fundly AI versus SpendWithPlan: the parameters behind the verdict, then further details
ParameterFundly AISpendWithPlan
PriceFreeFree
Update frequencyβ€”Daily
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.218.5 β€” better
Further details β€” not scored
Size9 MB6 MB
Age rating4+4+
DeveloperIliyas ZholdasOliver Bugar

In-app purchases

None

Fundly AI

No in-app purchases

None

SpendWithPlan

No in-app purchases

Questions

Is Fundly AI free?
Fundly AI is free to download, with no in-app purchases.
Is SpendWithPlan free?
SpendWithPlan is free to download, with no in-app purchases.
Do Fundly AI or SpendWithPlan have ads?
Neither Fundly AI nor SpendWithPlan shows ads.

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