Comparison

Splitways vs MatePay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitways

Features
Read full description

Stop chasing roommates for rent and untangling trip expenses in a group chat. Splitways keeps every shared cost organized so nobody gets stuck footing the bill. BUILT FOR • Roommates splitting rent, utilities, and groceries • Group trips and vacations with shifting expenses • Recurring dinners, parties, and friend hangouts • Any group that owes each other money HOW IT WORKS • Create a group for your house, trip, or crew • Log expenses as equal, percentage, or exact splits • Invite friends so everyone can add their own costs • Attach receipt photos to keep every purchase on record • Smart settlement figures out the fewest payments needed to even everyone out — no more IOU spreadsheets PREMIUM (Member or Group Pass) • AI Receipt Fill: snap a receipt and Splitways fills in the amount, currency, and date for you — just double-check before saving (requires internet) • Multi-Currency Settlement: traveled with more than one currency? Convert everything into a single payout currency using daily European Central Bank / Frankfurter rates • Ad-free everywhere (Member) or on your Premium Group's pages (Group Pass) • Payment reminders so you're not the one nagging • Export clean PDF or CSV reports for your records • Group Pass upgrades your whole crew at once — no need for everyone to subscribe separately Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://i-mars.cc/splitbill.html

About

MatePay

Features
Read full description

MatePay: The Easiest Way to Split Expenses with Friends! Splitting bills with roommates, tracking vacation spending, or figuring out who paid what at a group event has never been this easy. MatePay lets you log shared expenses in seconds and completely eliminates the "who owes who" confusion. Key Features: - Fast, Effortless Logging: Snap a photo of the receipt, AI automatically extracts every item, you assign who got what, and the bill splits in seconds. - Smart Debt Calculation: MatePay's algorithm figures out who should pay who using the fewest transactions possible. Confirm with one tap and the balance is closed. - Custom Groups: Create separate groups for household bills, summer trips, office lunches, or weekend hangouts. - Multi-Currency Support: Automatically track expenses made in different countries with daily-updated, live exchange rates. - Spending Insights: See exactly where your money goes with category based charts. Break down stays, food, transport and shopping, and take back control of your budget. - Personal Wallet: Track your own spending even when no group is involved, and turn your wallet into a shared group with a single tap. - Instant Notifications: Get notified the moment a new expense is added to your group or your debt gets paid. - Easy Invites: Send a single link to instantly add friends to your expense group. - PDF Reports: Export any group's full expense history as a PDF whenever you need a clean record. Who Is MatePay For? - Students and roommates splitting rent and bills - Travelers sharing a group budget on trips - Couples tracking shared expenses - Coworkers and anyone organizing group events - Anyone tired of doing group math in a chat thread Say goodbye to messy spreadsheets, notebooks, and confusing group chat math. Download MatePay now and manage your expenses transparently, fairly, and effortlessly! Learn more: https://getmatepay.com Support & contact: support@getmatepay.com Privacy Policy: https://getmatepay.com/gizlilik-politikasi Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splitways4 screens
MatePay4 screens

Verdict

The call

The clearest difference is iOS requirement: Splitways at 13.0 against MatePay's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitways sells 7 in-app purchases, starting at $3.99 per month and MatePay sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitways ships an update every 11 days, MatePay weekly. The most recent releases landed on October 16, 2026 and October 22, 2026 respectively.

Scorecard1 real difference · 5 level
Splitways versus MatePay: the parameters behind the verdict, then further details
ParameterSplitwaysMatePay
PriceFreeFree
Update frequencyEvery 11 daysWeekly — better
AdsYesYes
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size73 MB63 MB
Age rating4+4+
DeveloperI-Mars LimitedBERK CAN GUNEY

In-app purchases

7 purchases

Splitways

Subscriptions2
  • Premium Membership (Monthly)$3.991 Month
  • Premium Membership (Yearly)$19.991 Year
One-time5
  • Premium Group (7 Days)$5.99
  • Premium Group (14 Days)$9.99
  • Premium Group (30 Days)$14.99
Show 2 more
  • Premium Group (1 Year)$39.99
  • Premium Group (Lifetime$149.99
2 purchases

MatePay

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$17.991 Year

Questions

Is Splitways free?
Splitways is free to download, with in-app purchases available.
Is MatePay free?
MatePay is free to download, with in-app purchases available.
Do Splitways or MatePay have ads?
Both Splitways and MatePay show ads.
Which is updated more often, Splitways or MatePay?
Splitways ships an update every 11 days, and MatePay weekly. Most recently, Splitways was updated on October 16, 2026 and MatePay on October 22, 2026.

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