Comparison

EMI & Subscriptions Tracker vs FinPulse

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

EMI & Subscriptions Tracker

Features
Read full description

EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions โ€” the smart way.

About

FinPulse

Features
Read full description

FinPulse is your personal finance companion โ€” track spending, set budgets and savings goals, stay on top of debts, and get AI-powered insights that explain where your money actually goes. Log expenses and income in seconds, with categories and recurring entries Set budgets and savings goals, and watch your progress in real time Track debts and your credit score in one place AI insights and a chat assistant that turn your numbers into plain-English guidance (opt-in) Multi-currency support Share a plan with your household on the Family plan Your data is yours: everything is entered by you, never pulled from your bank, and you can export or delete it anytime. FinPulse Pro and Family unlock unlimited budgets and goals, AI insights, advanced tracking and more, via auto-renewing subscription. Terms of Use: https://askfinpulse.com/terms Privacy Policy: https://askfinpulse.com/privacy

Screenshots

EMI & Subscriptions Tracker4 screens
FinPulse4 screens

Verdict

The call

EMI & Subscriptions Tracker and FinPulse are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on September 24, 2026 and September 30, 2026 respectively.

ScorecardNo meaningful differences
EMI & Subscriptions Tracker versus FinPulse: the parameters behind the verdict, then further details
ParameterEMI & Subscriptions TrackerFinPulse
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size38 MB50 MB
Age rating4+4+
DeveloperSanthosh ShankarSamartha Hathwar

In-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

None

FinPulse

No in-app purchases

Questions

Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Is FinPulse free?
FinPulse is free to download, with no in-app purchases.
Do EMI & Subscriptions Tracker or FinPulse have ads?
Neither EMI & Subscriptions Tracker nor FinPulse shows ads.
Which is updated more often, EMI & Subscriptions Tracker or FinPulse?
EMI & Subscriptions Tracker ships an update weekly, and FinPulse weekly. Most recently, EMI & Subscriptions Tracker was updated on September 24, 2026 and FinPulse on September 30, 2026.

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