Comparison

EMI & Subscriptions Tracker vs F

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EMI & Subscriptions Tracker

Features
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EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions — the smart way.

About

F

Features
Read full description

Split shared expenses with family, flatmates and friends, and track your whole financial life in one place. F-Cube shows who owes what, keeps your bills and EMIs on schedule, and helps you save together. SPLIT EXPENSES EFFORTLESSLY Create Circles for family, flatmates, friends or trips. Add shared expenses, see balances update instantly, and settle up in seconds. Invite people with a link, no awkward money conversations. CIRCLES FOR BUSINESS TOO Running a vehicle, a rental or a small business? Commercial circles track income and expenses separately from your personal ones. ALL YOUR BILLS, EMIs AND LOANS Track credit cards and their EMI plans, loans, recurring bills and one-time payments. Get reminders before payments are due, and export your data as CSV any time. SAVE TOWARDS GOALS, TOGETHER Set savings goals, contribute regularly and invite others to chip in, from a family holiday to an emergency fund. DAILY BUDGET TRACKER Set a daily limit and see your spending day by day to build better habits. KEY FEATURES • Circles for group expense splitting • Real-time balances across all your groups • Personal and commercial circles • Credit card, EMI and loan tracking • Recurring payments with reminders • Shared and personal savings goals • Daily budget tracker • Multiple currencies • CSV export • Face ID / fingerprint App Lock • Sign in with Apple or Google • Dark mode PRIVATE BY DESIGN Your financial data is protected and is never sold or shared with third parties. Lock the app with Face ID or fingerprint for extra privacy. Download F-Cube and take control of your money, together.

Screenshots

EMI & Subscriptions Tracker4 screens
F4 screens

Verdict

The call

EMI & Subscriptions Tracker and F are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

ScorecardNo meaningful differences
EMI & Subscriptions Tracker versus F: the parameters behind the verdict, then further details
ParameterEMI & Subscriptions TrackerF
PriceFreeFree
Update frequencyWeeklyWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.4
Further details — not scored
Size38 MB95 MB
Age rating4+4+
DeveloperSanthosh ShankarOronzo LLP

In-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

None

F

No in-app purchases

Questions

Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Is F free?
F is free to download, with no in-app purchases.
Do EMI & Subscriptions Tracker or F have ads?
Neither EMI & Subscriptions Tracker nor F shows ads.
Which is updated more often, EMI & Subscriptions Tracker or F?
EMI & Subscriptions Tracker ships an update weekly, and F weekly. Most recently, EMI & Subscriptions Tracker was updated on November 5, 2026 and F on November 10, 2026.

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