Comparison

EMI & Subscriptions Tracker vs SplitUp

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

EMI & Subscriptions Tracker

Features
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EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions β€” the smart way.

About

SplitUp

Features
Read full description

SplitUp – Split Bills & Track Shared Expenses SplitUp makes it easy to manage shared expenses with friends, roommates, couples, travel groups, and families. Keep everyone on the same page with transparent expense tracking and instant balance calculations. Whether you're splitting dinner, rent, groceries, vacation costs, or everyday expenses, SplitUp helps you stay organized without the confusion. Features β€’ Create unlimited expense groups β€’ Split bills equally or with custom amounts β€’ Track who paid and who owes β€’ View simplified balances β€’ Record settlements β€’ Organize expenses by category β€’ Add notes to expenses β€’ View expense history β€’ Fast and simple interface β€’ Secure cloud synchronization Perfect For β€’ Friends β€’ Roommates β€’ Couples β€’ Family expenses β€’ Travel groups β€’ Office teams β€’ Event planning How It Works Create a group. Invite friends. Add expenses. Split the bill. Settle balances anytime. Why SplitUp? Unlike complicated finance apps, SplitUp focuses on doing one thing extremely wellβ€”making shared expenses simple. No confusing setup. No unnecessary features. Just quick expense tracking and transparent bill splitting. Whether you're managing rent, groceries, vacations, road trips, parties, or daily spending, SplitUp keeps everyone informed and helps avoid awkward money conversations. Privacy Your expense information stays secure. SplitUp never sells your personal data.

Screenshots

EMI & Subscriptions Tracker4 screens
SplitUp4 screens

Verdict

The call

The clearest difference is update cadence: EMI & Subscriptions Tracker at weekly against SplitUp's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

EMI & Subscriptions Tracker ships an update weekly, SplitUp every 2 months. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference Β· 5 level
EMI & Subscriptions Tracker versus SplitUp: the parameters behind the verdict, then further details
ParameterEMI & Subscriptions TrackerSplitUp
PriceFreeFree
Update frequencyWeekly β€” betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.0 β€” better16.4
Further details β€” not scored
Size38 MB62 MB
Age rating4+4+
DeveloperSanthosh ShankarAnshu Abhishek

In-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

None

SplitUp

No in-app purchases

Questions

Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Is SplitUp free?
SplitUp is free to download, with no in-app purchases.
Do EMI & Subscriptions Tracker or SplitUp have ads?
Neither EMI & Subscriptions Tracker nor SplitUp shows ads.
Which is updated more often, EMI & Subscriptions Tracker or SplitUp?
EMI & Subscriptions Tracker ships an update weekly, and SplitUp every 2 months. Most recently, EMI & Subscriptions Tracker was updated on November 5, 2026 and SplitUp on October 31, 2026.

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