Proficient ONE vs Keipt
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Proficient ONE
Manage your benefit accounts like HSAs, FSAs, and HRAs with ease. Track balances, submit claims by scanning, make quick payments, and receive instant notifications.
- Benefit account management
- Scan-to-enter claims
- Fast payments
- Instant notices
- Account balance tracking
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Your money, faster. It’s never been easier to use your benefit accounts – HSAs FSAs HRAs, and more. Everything you need, all right here: account balances, scan-to-enter claims (no typing!), fast payments, and instant notices.
Keipt
Effortlessly digitize and organize your paper receipts with this powerful scanner. It automatically categorizes expenses, provides spending insights, and prepares reports for tax season. Your data remains local by default, with optional secure cloud syncing.
- Real-time OCR receipt scanning
- Automatic expense categorization
- Spending insights and breakdowns
- Tax-ready IRS Schedule C mapping
- Local-first data storage
- Secure cloud sync option
- CSV and PDF report exports
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Your receipts deserve better than a shoebox. Keipt turns every paper receipt into organized, searchable data in seconds. Point your camera, and Keipt handles the rest. SNAP. DONE. The image is OCR'd in real time and the provider doesn't retain it after the response. On Free, images stay local on your phone. On Pro and Max, they sync securely to our cloud so you can see them from any device. AUTO-CATEGORIZE EVERYTHING Stop sorting receipts by hand. Keipt matches 200+ US retailers and categorizes your spending automatically. Groceries, dining, gas, subscriptions -- it just works. Teach it a new merchant once and it remembers forever. SEE WHERE YOUR MONEY GOES Beautiful spending insights show weekly, monthly, and yearly breakdowns by category. Spot trends. Set awareness around your habits. No judgmental budgeting lectures -- just clear, honest data. BUILT FOR TAX SEASON Self-employed? Side-hustler? Keipt maps every receipt to real IRS Schedule C lines (Car & Truck, Supplies, Office Expense, Meals, Other). Separate personal from business spending, tag expenses to multiple business entities, and export clean CSV or PDF reports when your accountant comes calling. No more January panic. YOUR DATA, YOUR DEVICE (OR CLOUD) Keipt is local-first by design. On Free, everything stays on your phone. Upgrade to Pro and your data backs up to our cloud (Cloudflare) so it's safe and accessible across devices. Either way, you can delete your account and everything vanishes in seconds. FLEXIBLE PLANS Free -- $0 30 receipt scans per month, AI auto-categorization, and 30-day spending insights. Everything stays on your device. Pro -- $19.99/year ($1.67/mo) Everything in Free, plus priority scanning (no monthly rate limit), cloud sync and backup, full spending insights history, family groups, and smart search. Max -- $49.99/year ($4.17/mo) Everything in Pro, plus multiple business entities, IRS Schedule C expense categories, tax-ready CSV and PDF exports, and Annual Wrapped. WHY PEOPLE SWITCH TO KEIPT Local-first on Free -- your data never leaves your phone Fast: receipts extracted in seconds, not minutes Smart: 200+ merchant database that learns your preferences Tax-ready: real IRS Schedule C mapping, not a generic category list Clean: no ads, no clutter, no dark patterns Keipt is the receipt app you'll actually use. Download it, scan your next receipt, and see what you've been missing. SUBSCRIPTION TERMS Keipt Pro and Keipt Max are auto-renewable subscriptions. • Keipt Pro — 1 year at $19.99 USD (approximately $1.67/month) • Keipt Max — 1 year at $49.99 USD (approximately $4.17/month) Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period, at the same price as your original subscription. You can manage or cancel your subscription by going to your App Store Account Settings after purchase. Terms of Use (EULA): https://getkeipt.com/terms/ Privacy Policy: https://getkeipt.com/privacy/
Screenshots
Verdict
The clearest difference is in-app purchases: Proficient ONE at none against Keipt's 4. Proficient ONE also leads on ratings volume (90 vs 4). Keipt's advantage is update cadence (weekly vs every 4 weeks) and iOS requirement (13.0 vs 15). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Keipt sells 4 in-app purchases, starting at $2.99 per month. Proficient ONE asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Proficient ONE against 5.0 for Keipt. That said, the two scores are not equally well evidenced: Proficient ONE has 90 ratings behind it against 4, so its average is the more settled of the two.
Proficient ONE ships an update every 4 weeks, Keipt weekly. The most recent releases landed on November 13, 2026 and November 5, 2026 respectively.
| Parameter | Proficient ONE | Keipt |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (90 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 90 — better | 4 |
| Update frequency | Every 4 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15 | 13.0 — better |
| Further details — not scored | ||
| Size | 78 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | Elevate CDB Inc | Nyktora Group, LLC |
Customer experience
Proficient ONE
Keipt
In-app purchases
Proficient ONE
No in-app purchases
Keipt
- Keipt Pro Monthly$2.991 Month
- Keipt Max Monthly$6.991 Month
- Keipt Pro$19.991 Year
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- Keipt Max$49.991 Year
Questions
Is Proficient ONE free?
Is Keipt free?
Which has better reviews, Proficient ONE or Keipt?
Do Proficient ONE or Keipt have ads?
Which is updated more often, Proficient ONE or Keipt?
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