Finiteck vs Splitly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finiteck
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Finiteck helps you find hidden savings in your everyday expenses. Simply add your recurring bills and subscriptions, and our AI advisor will analyze your spending to find personalized ways to save money. KEY FEATURES • Smart Expense Tracking Add your monthly bills, subscriptions, and recurring expenses in seconds. Organize by category and see your total spending at a glance. • AI-Powered Savings Suggestions Our intelligent advisor analyzes your expenses and provides actionable recommendations tailored to your situation. Get specific tips on what to say when negotiating with providers. • Privacy First Your data stays on your device by default. No bank connections, no tracking. Cloud AI is used only with your explicit consent — and a fully on-device model can answer offline. • Track Your Progress See how much you've saved by following our suggestions. Celebrate your wins and stay motivated. • Beautiful Dashboard View your spending overview, potential savings, and top opportunities in one clean interface. HOW IT WORKS 1. Add your recurring expenses (internet, phone, insurance, streaming, etc.) 2. Our AI analyzes your spending patterns 3. Receive personalized suggestions to reduce costs 4. Take action and track your savings Start your 7-day free trial and discover how much you could save! Terms of Use: https://finiteck.com/terms.html Privacy Policy: https://finiteck.com/privacy.html
Splitly
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Traveling abroad, sharing rent, or splitting dinner—calculating "who owes what" is always a headache. Splitly is built for simplicity and efficiency, designed to save you from complex calculations. - Minimalist by Design: Splitly does one thing perfectly—splitting bills. No bloat, no clutter, just the essential tools you need for a seamless experience. - Multi-Project Management: Organize expenses by project. Keep "Japan Trip," "Date Night," or "Shared Rent" accounts separate and perfectly organized. - Global Currency Support: Support for currencies worldwide. Record expenses during international travel without getting confused by exchange rates. - Crystal Clear Settlements: See "who owes who" at a glance. Our smart engine calculates the most efficient repayment path to minimize the number of transfers. - Flexible Member Setup: Sync with friends or use "Virtual Members." Even if your friends don't have the app, you can still manage their shares effortlessly. Try Splitly today—because smarter splitting means a better life.
Screenshots
Verdict
The clearest difference is in-app purchases: Splitly at none against Finiteck's 2. Splitly also leads on iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finiteck sells 2 in-app purchases, starting at $3.99 per month. Splitly asks for nothing beyond the download.
| Parameter | Finiteck | Splitly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 11 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | DRAGOS NICOLAE LUPU | Yichun Wang |
In-app purchases
Finiteck
- Finiteck Pro Monthly7 Days trial$3.991 Month
- Finiteck Pro Annual$34.991 Year
Splitly
No in-app purchases









