Splitly vs Chaaq

Traveling abroad, sharing rent, or splitting dinner—calculating "who owes what" is always a headache. Splitly is built for simplicity and efficiency, designed to save you from complex calculations. - Minimalist by Design: Splitly does one thing perfectly—splitting bills. No bloat, no clutter, just the essential tools you need for a seamless experience. - Multi-Project Management: Organize expenses by project. Keep "Japan Trip," "Date Night," or "Shared Rent" accounts separate and perfectly organized. - Global Currency Support: Support for currencies worldwide. Record expenses during international travel without getting confused by exchange rates. - Crystal Clear Settlements: See "who owes who" at a glance. Our smart engine calculates the most efficient repayment path to minimize the number of transfers. - Flexible Member Setup: Sync with friends or use "Virtual Members." Even if your friends don't have the app, you can still manage their shares effortlessly. Try Splitly today—because smarter splitting means a better life.

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app. Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations. SPLIT WITH ANYONE Track one-on-one balances and settle up in any currency Split equally, by percentage, by shares, or exact amounts Add receipts, notes, and payment records to every expense GROUPS FOR ANY PLAN Create a group for a trip, a shared flat, an event, or a project Add members and log expenses, and Chaaq works out who owes what automatically Simplify debts so everyone settles with the fewest payments SAVINGS CIRCLES, FULLY TRANSPARENT Start a savings circle (chit fund) with friends, family, or colleagues Collect monthly contributions and track every cycle and payment Each cycle, one member receives the pool in an order the group sets or on a set schedule Every member receives the pool exactly once, and everyone sees the same records STAY ON TOP OF EVERYTHING Reminders so no payment slips through A clear activity feed of who paid what, and when Works across currencies for friends and family anywhere Chaaq is built for clarity and trust, so money never gets in the way of your relationships.