Comparison

RentalLedger vs Lendnote

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

RentalLedger

Features
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RentalLedger is a smart rental finance tracker designed to help property owners and hosts clearly understand their income, expenses, and real profit. With an intuitive interface and powerful insights, RentalLedger makes it easy to stay organized and in control of your rentalsβ€”anytime, anywhere. Whether you manage short-term stays or long-term rentals, RentalLedger helps you see where your money is going and how much you’re truly earning. Key Features β€’ Income tracking: rent, payouts, reimbursements, and more β€’ Expense management: utilities, maintenance, repairs, insurance, supplies, and more β€’ Multiple properties with clear totals and separation β€’ Charts and breakdowns to visualize income vs. expenses β€’ iCloud sync across iPhone and iPad β€’ Privacy-first: we don’t sell your data Pricing & Availability Free to download. Premium features are available with an auto-renewable subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://raw.githubusercontent.com/tahametwally/privacy-policy/main/ReadMe

About

Lendnote

Features
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Tired of forgetting who owes you money - or how much you still owe a friend? Lendnote is a simple debt tracker and loan tracker that helps you record every amount you lend and borrow, so no debt ever slips through the cracks. Whether it's a small loan to a friend or money you borrowed last month, Lendnote keeps your personal finances clear, organized, and always up to date. KEY FEATURES SMART AI INPUT Just type naturally - "Lent John $50 for lunch" - and let AI instantly parse it into a structured transaction. No tedious forms. Review and confirm in one tap. TRACK LENDING AND BORROWING Record four transaction types: Lend, Borrow, Collect, and Repay. Every loan becomes a clear debt record you can follow from start to settled. SMART DASHBOARD See your net balance at a glance - total money owed to you, total you owe, due-soon reminders, and your most recent transactions, all on one screen. STATISTICS AND TRENDS See how much you lend and borrow over time. Pick a period, compare one month against the next, and spot the pattern behind the numbers. PDF STATEMENTS Turn any debt into a clean PDF statement. Preview it first, then send it from any app - handy when someone would rather have the details in writing. PHOTO PROOF Attach photos to a transaction and keep proof of what actually changed hands. INTEREST TRACKING Record an interest rate on a debt and see how much has built up. Interest is shown for reference and is never added to the balance on its own. PARTIAL PAYMENT TRACKING Collecting or repaying money in installments? Lendnote automatically applies each payment to the oldest debt first and updates the remaining balance for you. DEBT RECORDS AND STATUS Monitor every debt through clear stages: Active, Partially Paid, Settled, and Overdue. Progress bars show exactly how much is left. CONTACT MANAGEMENT Organize debts by person. Instantly see each contact's net balance, active debt count, and overdue alerts in one place. DUE-DATE REMINDERS Set a due date on any loan and get a local notification when repayment time arrives. Never chase a forgotten debt again. READY-TO-SEND REMINDERS Need to ask for your money back? Lendnote writes the message for you - choose the tone, edit it if you like, and send it from the app you normally use. SHAREABLE RECEIPTS Share any debt as a tidy receipt image, so both sides are looking at the same record. POWERFUL SEARCH AND FILTERS Find any transaction or debt record fast - search by name or note, filter by type and status, and sort by date or due date. WHY CHOOSE Lendnote PRIVATE BY DESIGN All financial data is stored locally on your device. Your transactions and contacts never leave your phone. APP LOCK Keep Lendnote behind your fingerprint or face, using the lock your device already has. Nothing extra to set up, no PIN to forget. NO ACCOUNT NEEDED Start tracking debts immediately. No sign-up, no email, no hassle. FAST AND INTUITIVE A clean, modern interface designed to log a loan in seconds. AI THAT SAVES TIME The smart parser turns everyday language into accurate records, so you spend less time on data entry. PERFECT FOR Tracking loans between friends and family Keeping proof and paperwork for loans between people who know each other Remembering small IOUs that add up Anyone who wants a clear money lending app without spreadsheets Stop relying on memory and messy notes. Download Lendnote today and take control of every loan you give and every debt you owe - the simple, private debt tracker that keeps your money organized.

Screenshots

RentalLedger4 screens
Lendnote4 screens

Verdict

The call

The clearest difference is price: Lendnote at Free against RentalLedger's $2.99. Lendnote also leads on in-app purchases (none vs 2) and update cadence (every 3 days vs every 3 weeks). RentalLedger's advantage is ads (none vs shown). On device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Lendnote is free to download; RentalLedger costs $2.99 up front. RentalLedger sells 2 in-app purchases, starting at $0.99 per month. Lendnote asks for nothing beyond the download.

UpkeepUpdate frequency

RentalLedger ships an update every 3 weeks, Lendnote every 3 days. The most recent releases landed on October 3, 2026 and October 10, 2026 respectively.

Scorecard5 real differences Β· 1 level
RentalLedger versus Lendnote: the parameters behind the verdict, then further details
ParameterRentalLedgerLendnote
Price$2.99Free β€” better
Update frequencyEvery 3 weeksEvery 3 days β€” better
AdsNo β€” betterYes
In-app purchasesYesNo β€” better
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.216.0 β€” better
Further details β€” not scored
Size5 MB54 MB
Age rating4+4+
Developertaha abdelrahman mah metwallyNam Truong Phuong

In-app purchases

2 purchases

RentalLedger

Subscriptions1
  • RentalLedger Premium$0.991 Month
One-time1
  • RentalLedger – Unlimited Properties$2.99
None

Lendnote

No in-app purchases

Questions

Is RentalLedger free?
RentalLedger costs $2.99, and also offers in-app purchases.
Is Lendnote free?
Lendnote is free to download, with no in-app purchases.
Do RentalLedger or Lendnote have ads?
Lendnote shows ads; RentalLedger does not.
Which is updated more often, RentalLedger or Lendnote?
RentalLedger ships an update every 3 weeks, and Lendnote every 3 days. Most recently, RentalLedger was updated on October 3, 2026 and Lendnote on October 10, 2026.

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