FIRE Tracker vs CalmCapital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FIRE Tracker
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FIRE Tracker is an asset management app for those aiming for Financial Independence and Retire Early (FIRE). With a simple and intuitive interface, we support your journey to FIRE - from goal setting to progress tracking and simulation. 【Key Features】 ■ Dashboard ・Check your FIRE achievement rate at a glance ・Visualize current assets and distance to goal ・Track monthly goal progress ■ Record Management ・Easily record monthly income, expenses, and savings ・View and edit past records ・Automatic savings calculation ■ Charts ・Visualize asset trends with graphs ・Filter by period (1 year/3 years/5 years/all time) ・Understand trends toward goal achievement ■ Simulation ・Predict when you can achieve FIRE at your current pace ・Simulate with different expected returns ・Calculate required assets from post-FIRE living expenses ■ Notifications ・Recording reminders to prevent forgetting to log ・Celebration notifications for milestone achievements 【What is FIRE?】 FIRE (Financial Independence, Retire Early) is a lifestyle that aims to achieve financial independence and early retirement. The goal is to build assets that allow you to live without working through planned savings and investment. 【Privacy First】 ・All data is stored only on your device ・No data transmission to servers ・Use with peace of mind 【Ad-Free Option】 Purchase the premium version to remove ads. Take your first step toward FIRE with FIRE Tracker.
CalmCapital
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Track expenses, manage budgets & grow your savings securely on-device. Take full control of your financial life with ClamCapital. ClamCapital is a modern personal finance manager designed to help you monitor spending, plan budgets, and understand your money better — all in a simple and secure way. ● Finance Tracking ● Easily record your daily expenses and income. See exactly where your money goes and identify your biggest spending categories. ● Smart Insights & Charts ● Interactive charts give you a clear overview of your income, expenses, and cash flow. Understand trends and make smarter financial decisions. –––– TOP FEATURES –––– ● Works completely offline ● Secure on-device data storage ● Expense & income tracking ● Categories with icons & colors ● Detailed transaction history ● Account deletion ● Budget Limit Reached ● Spending & Income Insights with Export PDF Reports. ● Budget setup and control ● iCloud backups ● Calendar-based transaction view ● Clean and simple user interface We are committed to protecting the privacy of your data. Our service does not store information about your accounts, transactions, budgets, or statistics on remote servers. The information is stored only on your iPhone. DOWNLOAD OUR APPLICATION AND START MANAGING YOUR FINANCES! We made a concerted effort to develop the interface and ensure its responsiveness. When you open the application, you can enter your expenses right away in just two seconds. The free version of ClamCapital does not require prepayment or your credit card information. Privacy policy: https://mahesh12123.github.io/CalmCapital-privacy-policy/
Screenshots
Verdict
The clearest difference is ads: CalmCapital at none against FIRE Tracker's shown. CalmCapital also leads on update cadence (every 9 days vs every 4 months) and iOS requirement (16.7 vs 26.2). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FIRE Tracker ships an update every 4 months, CalmCapital every 9 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | FIRE Tracker | CalmCapital |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.2 | 16.7 — better |
| Further details — not scored | ||
| Size | 10 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuki Fukushima | Mahesh mahara |
In-app purchases
FIRE Tracker
No in-app purchases
CalmCapital
No in-app purchases









