Comparison

FIRE Tracker vs CalmCapital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE Tracker

Features
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FIRE Tracker is an asset management app for those aiming for Financial Independence and Retire Early (FIRE). With a simple and intuitive interface, we support your journey to FIRE - from goal setting to progress tracking and simulation. 【Key Features】 ■ Dashboard ・Check your FIRE achievement rate at a glance ・Visualize current assets and distance to goal ・Track monthly goal progress ■ Record Management ・Easily record monthly income, expenses, and savings ・View and edit past records ・Automatic savings calculation ■ Charts ・Visualize asset trends with graphs ・Filter by period (1 year/3 years/5 years/all time) ・Understand trends toward goal achievement ■ Simulation ・Predict when you can achieve FIRE at your current pace ・Simulate with different expected returns ・Calculate required assets from post-FIRE living expenses ■ Notifications ・Recording reminders to prevent forgetting to log ・Celebration notifications for milestone achievements 【What is FIRE?】 FIRE (Financial Independence, Retire Early) is a lifestyle that aims to achieve financial independence and early retirement. The goal is to build assets that allow you to live without working through planned savings and investment. 【Privacy First】 ・All data is stored only on your device ・No data transmission to servers ・Use with peace of mind 【Ad-Free Option】 Purchase the premium version to remove ads. Take your first step toward FIRE with FIRE Tracker.

About

CalmCapital

Features
Read full description

Track expenses, manage budgets & grow your savings securely on-device. Take full control of your financial life with ClamCapital. ClamCapital is a modern personal finance manager designed to help you monitor spending, plan budgets, and understand your money better — all in a simple and secure way. ● Finance Tracking ● Easily record your daily expenses and income. See exactly where your money goes and identify your biggest spending categories. ● Smart Insights & Charts ● Interactive charts give you a clear overview of your income, expenses, and cash flow. Understand trends and make smarter financial decisions. –––– TOP FEATURES –––– ● Works completely offline ● Secure on-device data storage ● Expense & income tracking ● Categories with icons & colors ● Detailed transaction history ● Account deletion ● Budget Limit Reached ● Spending & Income Insights with Export PDF Reports. ● Budget setup and control ● iCloud backups ● Calendar-based transaction view ● Clean and simple user interface We are committed to protecting the privacy of your data. Our service does not store information about your accounts, transactions, budgets, or statistics on remote servers. The information is stored only on your iPhone. DOWNLOAD OUR APPLICATION AND START MANAGING YOUR FINANCES! We made a concerted effort to develop the interface and ensure its responsiveness. When you open the application, you can enter your expenses right away in just two seconds. The free version of ClamCapital does not require prepayment or your credit card information. Privacy policy: https://mahesh12123.github.io/CalmCapital-privacy-policy/

Screenshots

FIRE Tracker4 screens
CalmCapital4 screens

Verdict

The call

The clearest difference is ads: CalmCapital at none against FIRE Tracker's shown. CalmCapital also leads on update cadence (every 9 days vs every 4 months) and iOS requirement (16.7 vs 26.2). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FIRE Tracker ships an update every 4 months, CalmCapital every 9 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 3 level
FIRE Tracker versus CalmCapital: the parameters behind the verdict, then further details
ParameterFIRE TrackerCalmCapital
PriceFreeFree
Update frequencyEvery 4 monthsEvery 9 days — better
AdsYesNo — better
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.216.7 — better
Further details — not scored
Size10 MB4 MB
Age rating4+4+
DeveloperYuki FukushimaMahesh mahara

In-app purchases

None

FIRE Tracker

No in-app purchases

None

CalmCapital

No in-app purchases

Questions

Is FIRE Tracker free?
FIRE Tracker is free to download, with no in-app purchases.
Is CalmCapital free?
CalmCapital is free to download, with no in-app purchases.
Do FIRE Tracker or CalmCapital have ads?
FIRE Tracker shows ads; CalmCapital does not.
Which is updated more often, FIRE Tracker or CalmCapital?
FIRE Tracker ships an update every 4 months, and CalmCapital every 9 days. Most recently, FIRE Tracker was updated on October 28, 2026 and CalmCapital on October 31, 2026.

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