Comparison

FIRE Tracker vs FIRE Survival

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE Tracker

Features
Read full description

FIRE Tracker is an asset management app for those aiming for Financial Independence and Retire Early (FIRE). With a simple and intuitive interface, we support your journey to FIRE - from goal setting to progress tracking and simulation. 【Key Features】 ■ Dashboard ・Check your FIRE achievement rate at a glance ・Visualize current assets and distance to goal ・Track monthly goal progress ■ Record Management ・Easily record monthly income, expenses, and savings ・View and edit past records ・Automatic savings calculation ■ Charts ・Visualize asset trends with graphs ・Filter by period (1 year/3 years/5 years/all time) ・Understand trends toward goal achievement ■ Simulation ・Predict when you can achieve FIRE at your current pace ・Simulate with different expected returns ・Calculate required assets from post-FIRE living expenses ■ Notifications ・Recording reminders to prevent forgetting to log ・Celebration notifications for milestone achievements 【What is FIRE?】 FIRE (Financial Independence, Retire Early) is a lifestyle that aims to achieve financial independence and early retirement. The goal is to build assets that allow you to live without working through planned savings and investment. 【Privacy First】 ・All data is stored only on your device ・No data transmission to servers ・Use with peace of mind 【Ad-Free Option】 Purchase the premium version to remove ads. Take your first step toward FIRE with FIRE Tracker.

About

FIRE Survival

Features
Read full description

[WARNING] Is your early retirement plan prepared for the worst-case scenario? Most calculators assume a perfect 5% annual return. But the real stock market doesn't work that way. Market crashes and the "Sequence of Returns Risk" can destroy your portfolio in the first decade of retirement. "FIRE Survival" is a high-precision Financial Independence, Retire Early (FIRE) simulator. We don't just calculate average returns—we run advanced simulations considering actual market volatility to determine your exact "Survival Rate." See the Bottom 5% Worst-Case Scenarios and build an ironclad wealth management plan that lasts your lifetime. Whether aiming for Lean FIRE, Fat FIRE, or Side FIRE, our app acts as your ultimate personal finance compass. ◆ WHO IS THIS APP FOR? - Anyone aiming for Financial Independence and Early Retirement. - Retail investors tracking their retirement number and savings rate. - Retirees worried about inflation, recessions, or running out of funds. - People exploring "Side FIRE" (working part-time or freelance). - Finance geeks analyzing safe withdrawal rates, dividends, and portfolio survival rates. ◆ CORE FEATURES ① [High-Precision Wealth Simulation] Input your current age, net worth, annual income, savings rate, expected return, and inflation rate. Visualize not only the median asset growth but also the "Worst 5% Scenario." Know exactly what happens if the economy crashes the day you retire. ② [Side FIRE & Total FIRE Comparison Mode] Not ready to quit completely? Toggle instantly between "Total FIRE" (zero active income) and "Side FIRE" (earning active income through side hustles). See how a small monthly income drastically improves your portfolio’s survival rate. ③ [DANGER ZONE & Solutions] If your plan has a high risk of going bankrupt early, our "Danger Zone" triggers. The app reverse-engineers your data to provide exact solutions. It tells you exactly: - "Work for 3 more years" - "Save an additional $20,000" - "Reduce annual spending by 10%" Stop guessing and know what steps you need to take today. ④ [Intense Economic Stress Testing] What if the S&P 500 crashes by 15% for three consecutive years right after you leave your job? What if inflation unexpectedly spikes? Run extreme stress tests with a single tap to see if your portfolio is recession-proof. ⑤ [FIRE Personality Insights] Based on your inputs, the app classifies your strategy into 5 unique profiles (e.g., "Fortress," "Lean," "Fragile"). Understand the structural strengths of your finances and get tailored advice. ◆ WHY CHOOSE "FIRE SURVIVAL"? Standard calculators are dangerous because they ignore volatility. If a bear market hits after you retire, withdrawing money while your assets are depleted cripples your portfolio. "FIRE Survival" simulates genuine market fluctuations, helping you build a portfolio that thrives during economic recessions. ◆ PREMIUM SUBSCRIPTION While the core simulation is free, unlocking our Premium Plan gives you ultimate analytical power: - Ultra-High Precision Mode (3,000 extensive simulation trials for maximum accuracy). - 100% Ad-Free Experience. - Save & Track unlimited simulation histories to compare scenarios. - Unlock advanced "Danger Zone" metrics. *Subscriptions can be cancelled anytime via App Store settings.* Your financial freedom is not a game. Plan it with absolute precision. Download "FIRE Survival" today and take the first concrete step toward a worry-free early retirement! --- [Disclaimer] Results provided by this application are for informational and educational purposes only and do not constitute professional financial advice. Future investment returns, inflation, and market stability are unpredictable. Please consult a certified financial planner before making major life decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FIRE Tracker4 screens
FIRE Survival4 screens

Verdict

The call

The clearest difference is iOS requirement: FIRE Survival at 15.1 against FIRE Tracker's 26.2. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 21, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 5 level
FIRE Tracker versus FIRE Survival: the parameters behind the verdict, then further details
ParameterFIRE TrackerFIRE Survival
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesYes
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPod
Requires iOS26.215.1 — better
Further details — not scored
Size9 MB89 MB
Age rating4+4+
DeveloperYuki FukushimaYUTA IDA

In-app purchases

None

FIRE Tracker

No in-app purchases

None

FIRE Survival

No in-app purchases

Questions

Is FIRE Tracker free?
FIRE Tracker is free to download, with no in-app purchases.
Is FIRE Survival free?
FIRE Survival is free to download, with no in-app purchases.
Do FIRE Tracker or FIRE Survival have ads?
Both FIRE Tracker and FIRE Survival show ads.
Which is updated more often, FIRE Tracker or FIRE Survival?
FIRE Tracker ships an update every 3 weeks, and FIRE Survival every 3 weeks. Most recently, FIRE Tracker was updated on September 21, 2026 and FIRE Survival on September 24, 2026.

Other comparisons