Comparison

FIRE Countdown vs FIRE Survival

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FIRE Countdown

Features
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"When will I finally have the freedom to choose how I work?" FIRE Countdown is a simulation app designed to answer that question and maximize your motivation for wealth building. Simply input your current assets, monthly contributions, and expected rate of return. The app instantly calculates the "Destined Day" you reach your financial goal in real-time.

About

FIRE Survival

Features
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[WARNING] Is your early retirement plan prepared for the worst-case scenario? Most calculators assume a perfect 5% annual return. But the real stock market doesn't work that way. Market crashes and the "Sequence of Returns Risk" can destroy your portfolio in the first decade of retirement. "FIRE Survival" is a high-precision Financial Independence, Retire Early (FIRE) simulator. We don't just calculate average returns—we run advanced simulations considering actual market volatility to determine your exact "Survival Rate." See the Bottom 5% Worst-Case Scenarios and build an ironclad wealth management plan that lasts your lifetime. Whether aiming for Lean FIRE, Fat FIRE, or Side FIRE, our app acts as your ultimate personal finance compass. ◆ WHO IS THIS APP FOR? - Anyone aiming for Financial Independence and Early Retirement. - Retail investors tracking their retirement number and savings rate. - Retirees worried about inflation, recessions, or running out of funds. - People exploring "Side FIRE" (working part-time or freelance). - Finance geeks analyzing safe withdrawal rates, dividends, and portfolio survival rates. ◆ CORE FEATURES ① [High-Precision Wealth Simulation] Input your current age, net worth, annual income, savings rate, expected return, and inflation rate. Visualize not only the median asset growth but also the "Worst 5% Scenario." Know exactly what happens if the economy crashes the day you retire. ② [Side FIRE & Total FIRE Comparison Mode] Not ready to quit completely? Toggle instantly between "Total FIRE" (zero active income) and "Side FIRE" (earning active income through side hustles). See how a small monthly income drastically improves your portfolio’s survival rate. ③ [DANGER ZONE & Solutions] If your plan has a high risk of going bankrupt early, our "Danger Zone" triggers. The app reverse-engineers your data to provide exact solutions. It tells you exactly: - "Work for 3 more years" - "Save an additional $20,000" - "Reduce annual spending by 10%" Stop guessing and know what steps you need to take today. ④ [Intense Economic Stress Testing] What if the S&P 500 crashes by 15% for three consecutive years right after you leave your job? What if inflation unexpectedly spikes? Run extreme stress tests with a single tap to see if your portfolio is recession-proof. ⑤ [FIRE Personality Insights] Based on your inputs, the app classifies your strategy into 5 unique profiles (e.g., "Fortress," "Lean," "Fragile"). Understand the structural strengths of your finances and get tailored advice. ◆ WHY CHOOSE "FIRE SURVIVAL"? Standard calculators are dangerous because they ignore volatility. If a bear market hits after you retire, withdrawing money while your assets are depleted cripples your portfolio. "FIRE Survival" simulates genuine market fluctuations, helping you build a portfolio that thrives during economic recessions. ◆ PREMIUM SUBSCRIPTION While the core simulation is free, unlocking our Premium Plan gives you ultimate analytical power: - Ultra-High Precision Mode (3,000 extensive simulation trials for maximum accuracy). - 100% Ad-Free Experience. - Save & Track unlimited simulation histories to compare scenarios. - Unlock advanced "Danger Zone" metrics. *Subscriptions can be cancelled anytime via App Store settings.* Your financial freedom is not a game. Plan it with absolute precision. Download "FIRE Survival" today and take the first concrete step toward a worry-free early retirement! --- [Disclaimer] Results provided by this application are for informational and educational purposes only and do not constitute professional financial advice. Future investment returns, inflation, and market stability are unpredictable. Please consult a certified financial planner before making major life decisions. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FIRE Countdown3 screens
FIRE Survival4 screens

Verdict

The call

FIRE Countdown and FIRE Survival are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FIRE Countdown ships an update every 2 weeks, FIRE Survival every 3 weeks. The most recent releases landed on September 29, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
FIRE Countdown versus FIRE Survival: the parameters behind the verdict, then further details
ParameterFIRE CountdownFIRE Survival
PriceFreeFree
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsYesYes
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size23 MB89 MB
Age rating4+4+
DeveloperNaoyuki MaedaYUTA IDA

In-app purchases

None

FIRE Countdown

No in-app purchases

None

FIRE Survival

No in-app purchases

Questions

Is FIRE Countdown free?
FIRE Countdown is free to download, with no in-app purchases.
Is FIRE Survival free?
FIRE Survival is free to download, with no in-app purchases.
Do FIRE Countdown or FIRE Survival have ads?
Both FIRE Countdown and FIRE Survival show ads.
Which is updated more often, FIRE Countdown or FIRE Survival?
FIRE Countdown ships an update every 2 weeks, and FIRE Survival every 3 weeks. Most recently, FIRE Countdown was updated on September 29, 2026 and FIRE Survival on October 10, 2026.

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