Roni's Budget vs Step+wise

This app helps you keep track of your personal finances in a simple and clear way. Add expenses, incomes, savings, and debts, organize them by categories, and see helpful summaries and charts. There are no complicated features or unnecessary steps. Just a clean overview of your money. Use it if you want a calm and straightforward way to understand your finances

Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter. What Stepwise does Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns. Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions. Monthly income view: Combine pension + TDA into a monthly retirement income estimate. Snapshots & tracking: Add statement snapshots to see performance and contributions over time. Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement. Important notes Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.