Comparison

Stuffrite vs Stuf

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Stuffrite

Features
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Modern banking has optimised for speed at the expense of awareness. Tap-to-pay and one-click checkouts have created an epidemic of financial drift. You earn a reasonable salary, but arrive at the end of the month surprised by your balance. Stuffrite is the antidote. Stuffrite is a local-first, envelope budgeting app that brings the tactile, psychological benefits of the classic cash envelope system into the digital age. Every feature exists to help you answer one question: "Am I being intentional with this money?". WHY STUFFRITE WORKS: Most apps just report what you already spent. Stuffrite is a planning tool that dictates what is about to happen. By allocating every pound, dollar, or euro into a specific envelope on Pay Day, you eliminate financial anxiety and take complete control of your cash flow. CORE FEATURES: Smart Envelopes: Assign your income to beautifully customised envelopes using emojis, Material icons, or 150+ real company logos. 8-Week Cash Flow Timeline: See a visual calendar of your next 8 weeks. Spot funding gaps before they happen and get actionable recommendations to rebalance your budget. Autopilot Bill Forecasting: Set a recurring bill, and our 4-year perpetual funding calculator determines the exact minimum you need to set aside each payday so you never fall short. Envision (Time Machine): Financial time travel. Pick any future date, simulate a pay raise or a new bill, and project exactly what your balances will look like. The Pay Day Cockpit: Experience the satisfying ritual of an animated "stuffing" ceremony as you intentionally distribute your income into your envelopes. Partner Workspace: Share specific envelopes with a partner in real-time, perfect for couples managing shared household costs without fully merging finances. Local-First Privacy: Data lives 100% on your device, working completely offline with bank-grade AES-256 encryption. No mandatory cloud accounts. Stop the chaos. Get your income safe. Join the Stuffrite Restore Project โ€” where your subscription funds real debt interventions for real people.

About

Stuf

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Stuf โ€“ Simple Budget Digital cash stuffing for your real life. Stuf brings the envelope budgeting method to your iPhone โ€” no spreadsheets, no complexity, no subscriptions required to get started. The idea is simple: divide your money into named envelopes before you spend it. Groceries. Rent. Eating out. Fun money. When an envelope is empty, you're done spending in that category. Stuf makes this effortless and beautiful. HOW IT WORKS Create envelopes for every spending category in your life. Give each one a name, an emoji, and a budget amount. As you spend, log transactions against the right envelope. Stuf tracks what's left so you always know exactly where you stand โ€” without having to do the math yourself. At the end of the month, reset and start fresh. Stuf saves your history automatically so you can look back at any month and see how you did. FEATURES โ€ข Envelope budgeting โ€” create as many categories as you need, each with its own budget and spending tracker โ€ข Spending history โ€” browse every past month in a visual calendar. See at a glance whether each month was on track, over budget, or under โ€ข Live overview โ€” a summary card shows your total budgeted, total spent, and how much is left this month โ€ข Donut charts โ€” a visual breakdown of your spending per envelope and across your whole budget โ€ข Month history โ€” automatically snapshots your data when the month rolls over, so you never lose a record โ€ข iCloud backup โ€” back up and restore your data across devices with one tap โ€ข Beautiful themes โ€” choose from multiple binder skins to match your style (Pro) โ€ข CSV export โ€” export all your transactions to a spreadsheet for deeper analysis (Pro) โ€ข No account required โ€” everything lives on your device and iCloud. No sign-up, no server, no tracking STUF PRO Unlock the full experience with a single one-time purchase: โ€ข Unlimited envelopes (free plan includes up to 5) โ€ข All premium themes โ€ข CSV export โ€ข No restrictions, ever Pro is a one-time purchase โ€” not a subscription. Buy once, use forever. DESIGNED FOR SIMPLICITY Stuf is intentionally minimal. No bank syncing, no complicated reports, no feature bloat. Just you, your money, and your envelopes. If you've tried big budgeting apps and found them overwhelming, Stuf is the antidote. Cash stuffing has helped millions of people take control of their finances by making spending feel real and intentional. Stuf gives you the same power in a clean, modern app you'll actually want to open every day. Start stuffing. Stay on budget.

Screenshots

Stuffrite4 screens
Stuf4 screens

Verdict

The call

Stuffrite and Stuf are too close to call on the numbers: across 5 compared parameters โ€” price, ads, in-app purchases and device support among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Stuffrite sells 2 in-app purchases, starting at $2.99 per month and Stuf sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Stuffrite versus Stuf: the parameters behind the verdict, then further details
ParameterStuffriteStuf
PriceFreeFree
Update frequencyEvery 2 monthsโ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.012.0 โ€” better
Further details โ€” not scored
Size113 MB31 MB
Age rating4+4+
DeveloperTERRY MCCALLAndy TUNG

In-app purchases

2 purchases

Stuffrite

Subscriptions2
  • Stuffrite Unlimited$2.991 Month
  • Stuffrite Unlimited$24.991 Year
1 purchases

Stuf

One-time1
  • Stuf Pro$2.99

Questions

Is Stuffrite free?
Stuffrite is free to download, with in-app purchases available.
Is Stuf free?
Stuf is free to download, with in-app purchases available.
Do Stuffrite or Stuf have ads?
Neither Stuffrite nor Stuf shows ads.

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