Comparison

Subscription Manager vs Credit Card Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscription Manager

Easily track all your recurring payments and subscriptions in one place. Get notified before your next billing date and understand your monthly spending. Decide which services are worth keeping based on usage.

Highlights
  • Track all subscriptions
  • Payment reminders
  • Usage tracking
  • Spending overview
  • Custom categories
  • Minimalist design
Features
Read full description

This subscription tracker helps you keep track of all your subscriptions and recurring payments in one simple place. From streaming services to apps and memberships, know exactly what you’re paying for and when the next payment is due. Never forget a subscription again. FEATURES Track subscriptions easily Add streaming services, apps, memberships, or any recurring payment. Payment reminders Get notified before your next billing date. Know what you actually use Track whether you've used a service today so you can decide if it’s worth keeping. Clear spending overview Understand how much you spend on subscriptions each month. Custom categories Organize subscriptions like Entertainment, Work, Utilities, and more. Clean and minimal design Fast, simple, and distraction-free. Perfect for tracking • Netflix • Spotify • YouTube Premium • SaaS tools • Gym memberships • Mobile apps • Utilities Stop losing money on forgotten subscriptions. Stay organized and never miss a payment.

About

Credit Card Tracker

This app helps you maximize rewards and savings from your credit cards. It tracks perks, statement credits, and points, offering AI-powered advice to ensure your cards always pay you back more than they cost. Get personalized recommendations and automated offer management.

Highlights
  • Maximize cashback and offers
  • Track statement credits automatically
  • Redeem points at peak value
  • AI agent for personalized advice
  • See which card earns the most
  • Track points portfolio
  • Annual fee advisor
Features
Read full description

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscription Manager4 screens
Credit Card Tracker4 screens

Verdict

The call

The clearest difference is rating: Subscription Manager at 5.0 against Credit Card Tracker's 4.5. Subscription Manager also leads on update cadence (every 3 days vs fortnightly). Credit Card Tracker's advantage is ratings volume (53 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscription Manager sells 1 one-off in-app purchase and Credit Card Tracker sells 3 in-app purchases, starting at $12.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Subscription Manager holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Credit Card Tracker has 53 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Subscription Manager's written reviews are positive against 94% of Credit Card Tracker's.

UpkeepUpdate frequency

Subscription Manager ships an update every 3 days, Credit Card Tracker fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Subscription Manager versus Credit Card Tracker: the parameters behind the verdict, then further details
ParameterSubscription ManagerCredit Card Tracker
PriceFreeFree
Rating5.0 (3 ratings) — better4.5 (53 ratings)
Positive reviews100.0% of reviews — better94.4% of reviews
Number of ratings353 — better
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size6 MB255 MB
Age rating4+4+
DeveloperVidisha SrivastavaSPACE ROBOTS INC

Customer experience

Subscription Manager

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Credit Card Tracker

All ratings53 ratings
Positive90.6%
Neutral0.0%
Negative9.4%
Written reviews18 reviews
Positive94.4%
Neutral0.0%
Negative5.6%

In-app purchases

1 purchases

Subscription Manager

One-time1
  • Subscription tracker - Sublime$9.99
3 purchases

Credit Card Tracker

Subscriptions2
  • CardStack+7 Days trial$12.991 Month
  • CardStack+7 Days trial$89.991 Year
One-time1
  • CardStack+ Lifetime$239.99

Questions

Is Subscription Manager free?
Subscription Manager is free to download, with in-app purchases available.
Is Credit Card Tracker free?
Credit Card Tracker is free to download, with in-app purchases available.
Which has better reviews, Subscription Manager or Credit Card Tracker?
Subscription Manager is rated higher. Subscription Manager averages 5.0 out of 5 from 3 ratings, while Credit Card Tracker averages 4.5 from 53 ratings.
Do Subscription Manager or Credit Card Tracker have ads?
Neither Subscription Manager nor Credit Card Tracker shows ads.
Which is updated more often, Subscription Manager or Credit Card Tracker?
Subscription Manager ships an update every 3 days, and Credit Card Tracker fortnightly. Most recently, Subscription Manager was updated on October 24, 2026 and Credit Card Tracker on October 25, 2026.

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