We Wallet vs ATM Flow

We Wallet brings all of your household's money into one place: expenses, income, budgets and shared wallets. Expenses almost add themselves, and every month is split into categories with no math on your side. Apple Pay payments log themselves Pay in a store with your iPhone or Apple Watch, and the expense appears in the app with the amount and the merchant's name, already in the right category. Setup is a one-time step of about a minute: add a ready-made shortcut and create an automation with a step-by-step guide. One wallet for the whole home Invite your partner, or the whole family, to a shared wallet. Everyone adds expenses from their own phone and everyone sees the same picture: who spent, on what and how much. Smart add with AI Snap a receipt, say a sentence like "we spent $86 at the supermarket", or type it. The AI fills in the amount, merchant, category and date, and all that's left is to confirm. See where the money went • Monthly breakdown by category • Comparison with previous months • Monthly AI insights, such as a category that went up or down • Charts and monthly trends Budgets Set a budget for each category and watch the bar fill with every expense. Always know how much is left. Recurring expenses and income Rent, subscriptions, building fees and salary: mark them once as "monthly recurring" and they are logged again every month on the day you chose. Widgets and Apple Watch • Home Screen widgets: today's spending, the month's summary and one-tap add • A Watch app: how much is left in the budget, and add an expense by voice from your wrist And more • Five languages: English, עברית, Русский, العربية, Français • Dark and light mode • Wallets in dollars, euros, shekels and dozens of other currencies Subscription Some features, such as Apple Pay sync, require a subscription. The subscription renews automatically at the end of each period unless it is cancelled at least 24 hours before the period ends. Payment is charged to your Apple ID account, and you can manage or cancel the subscription in your App Store account settings. Terms of Use: https://we-wallet.app/terms Privacy Policy: https://we-wallet.app/privacy

ATM Flow is a manual budgeting app built for people who want full control over their finances — and their data. Unlike apps that scrape your bank feeds or require logins, ATM Flow keeps everything in your hands. You enter each transaction yourself, building mindful spending habits. Your data lives on your device and in your personal iCloud account. We never see it. WHAT MAKES ATM FLOW DIFFERENT • Fully bilingual — native Arabic and English with full RTL support and Arabic-Indic numerals • Zero data collection — no analytics, no tracking, no accounts to create. Your financial data stays yours. • iCloud sync across all your devices — encrypted by Apple, invisible to us • Built for the Gulf — QAR, SAR, AED, KWD, BHD, OMR as first-class currencies alongside USD, EUR, GBP, and 7 more FEATURES • Dashboard with net worth, monthly spending breakdown, 30-day chart, budget progress, upcoming bills, and goals snapshot • Custom categories with emoji icons — organize expenses your way • Budgets per category or overall, with daily/weekly/monthly/yearly periods • Financial goals with progress tracking • Recurring transactions that auto-post bills and subscriptions • Reports with income vs. expense, daily trends, and monthly comparisons • Import transactions from bank statements (CSV, Excel, or PDF) with automatic duplicate flagging; export to JSON or CSV • Dark mode and light mode with customizable accent colors • Face ID / Touch ID app lock • Daily reminder notifications • Widget showing monthly spending at a glance PRIVACY ATM Flow collects zero data. No analytics frameworks. No servers. No tracking pixels. Your transactions are stored locally on your device and synced through your personal iCloud account using Apple's CloudKit. We cannot access, read, or process your financial information. Period. Free forever. No subscriptions. No in-app purchases. No ads. Built by Approve The Move — genuinely useful apps, always free.