DuoDivvy vs Splitrate

Split Bills Fairly with DuoDivvy. Are you and your partner tired of awkward money conversations? Do you feel like a standard 50/50 split isn't fair because one of you earns significantly more? Spreadsheets are complicated, and talking about money can be unromantic. Meet DuoDivvy – A budget app for couples. Designed specifically for modern couples who want to manage shared finances fairly, transparently, and without the headache. WHY CHOOSE DUODIVVY? Smart Income-Based Splitting Calculate the perfect distribution key for your household. DuoDivvy allows you to split shared expenses based on your net incomes, so everyone contributes a fair share to the household. If you earn 60% of the total income, the app adjusts the expenses accordingly. Privacy First – No Bank Linking Required We believe your financial data belongs to you. Unlike other budgeting apps, DuoDivvy does not ask for your bank login details. You maintain full control by entering expenses manually. It is safe, secure, and keeps your bank account private. Top Features: • Income-Based Splitting: Enter your salaries and let the app calculate the perfect pro-rata split for your household. • Shared Expense Tracker: Easily log rent, groceries, utilities, and date nights. • Real-Time Sync: Data synchronizes instantly between you and your partner’s devices. • Settlement Overview: See exactly who owes whom at a glance. No more guessing. • Available in 8 languages: Use the app in your preferred language. PERFECT FOR: • Couples living together or moving in together. • Couples with irregular paychecks: Easily update your income each month to keep the contribution fair, no matter what you earn. • Anyone who wants to avoid "money fights" in their relationship. HOW IT WORKS: 1. Create a Profile: Sign up and access your account on multiple devices. 2. Add Income: Enter your net incomes to determine your unique "Fair Split" ratio. 3. Log Expenses: Add your shared and personal expenses. 4. Visualize Your Budget: Track shared and personal expenses in one view and see your remaining disposable income at a glance. Manage your household budget with confidence. Download DuoDivvy today and bring financial harmony to your relationship. Because managing money together should be simple, fair, and transparent. Visit us at: https://www.duodivvy.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.duodivvy.com/privacy-policy

Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom.