Expensa vs Tarsi

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Tarsi - Your Personal Finance Companion A simple yet powerful finance app that helps you track everything in one place, from daily expenses to long-term goals. Whether you’re just starting or already managing multiple accounts, Tarsi keeps things clear, organized, and easy to use. SEE YOUR MONEY CLEARLY Track your expenses and income in seconds. Monitor balances across cash, bank accounts, credit cards, and investments, all in one place. See your net worth in a single screen and understand exactly where your money goes with clean, simple breakdowns. You can also create investment accounts for US stocks and crypto, with access to the latest market data so your portfolio stays up to date without manual tracking. Tarsi supports light and dark mode, so you can use it comfortably anytime, anywhere. TALK TO TARSI (YES, EVEN OFFLINE!) Just say it. Tarsi handles the rest. Log expenses, transfers, and income by typing or using your voice. You can say things like “Starbucks 250”, “Salary 30k”, or “Paid credit card 5k last week” and Tarsi will understand and record it instantly. It works offline, so your data never needs to leave your device. You can also attach images or scan receipts using OCR, so your transactions are not just recorded but documented. PLAN AHEAD WITH CONFIDENCE Forecast your cashflow, track recurring bills, installments, and subscriptions, and view upcoming payments alongside expected income in one timeline. You can quickly tell if you can afford something before spending. STAY ON TOP OF YOUR FINANCES Set budgets with categories and subcategories and track your progress visually. Manage savings goals, monitor debts, and keep track of money owed to you. Tarsi includes ready-made bank account templates, so you can quickly add your accounts with just a few taps and start tracking right away. SIMPLE FOR BEGINNERS. POWERFUL FOR ADVANCED USERS Tarsi is easy to start with, even if you’ve never used a finance app before. As you grow, Tarsi grows with you. From budgets and goals to cashflow forecasting, debt tracking, installment tracking, and detailed insights, everything you need is already built in. CREATE MULTIPLE PROFILES Tarsi allows you to create multiple profiles, whether for personal use, family, or separate business accounts with built-in tools. GET FEEDBACK AND GROW YOUR MONEY Tarsi doesn’t just track. It helps you improve. Every time you log an expense or income, Tarsi gives you simple, helpful feedback so you understand how that decision affects your finances. Over time, it learns your patterns and gives you tips and insights to help you spend smarter, save better, and stay consistent. QUICK NOTES AND DAILY SUMMARY Use quick notes to list upcoming expenses, reminders, or anything you don’t want to forget. Tarsi also gives you a daily summary of your income and expenses so you can quickly review how your money moved without digging through your history. BACKUP, EXPORT, AND FULL CONTROL Your data is always yours. Tarsi automatically saves daily backups on your device so you don’t lose your data. You can export everything anytime as CSV or JSON, making it easy to move, review, or keep your own records. You can also generate income and expense statements for a selected period whenever you need them. PRIVATE BY DEFAULT Your financial data stays with you. Tarsi does not require an account, does not track you, and does not send your financial data to the cloud. Everything runs locally on your device. WHY TARSI? Tarsi is inspired by the Philippine tarsier, a small endangered animal known for its large, watchful eyes. Just like the tarsier, Tarsi helps you see your finances clearly. It gives you a full, honest view of your money so you can make better decisions every day, while also raising awareness about this unique animal and the importance of protecting it. Start tracking your money the right way. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/