Expensa vs Boop Budget Tracker

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Boop is a free budget and expense tracker for your spending, savings and bills, with a friendly corgi and black cat by your side. Log every peso in seconds, see where your salary went, and never miss a due date. No subscriptions, no account, no bank logins. Works with any currency, in any country. NEW IN BOOP 3.7, BUILT FROM YOUR IDEAS - Boop on Apple Watch: log an expense right from your wrist - Log from a screenshot: press the Action Button and Apple Intelligence fills in the expense, saved with its receipt - Shared groups: split bills with friends, family or your partner, see who owes whom, and settle up - Grow Your Money: a 50/30/20 planner for needs, wants and savings, with your own goals - Flip your card: keep account details, notes and photos on the back, with one-tap copy - Back up to Google Drive, plus a backup file you can keep anywhere - Hide amounts everywhere, or hide just one wallet - Interest that follows your bank's daily balance, like GoTyme and MariBank - Invoices with partial payments, live exchange rates, and the Insights circle is back TRACK EVERY PESO - Log expenses and income in seconds with the built-in calculator - Wallets for cash, banks, e-wallets, savings, debit and credit cards - Split one purchase across categories, and pay from any wallet or card - Scan receipts and price tags to fill in the amount - Multi-currency with live rates: PHP, USD, EUR, JPY and 150+ more BUDGETS THAT FIT YOUR PAYDAY - Budgets by category with daily, weekly, semi-monthly, monthly or yearly cycles - Money Plan: zero-based or forecast, and give every peso a job - Boop Cart: a live grocery budget while you shop NEVER MISS A BILL - Upcoming bills on Home, with reminders for every bill, card and debt - Weekly, monthly, quarterly or custom repeats, and one-time bills - Missed bills stay Overdue until you mark them CREDIT CARDS AND PAY LATER - Statement cycles with the amount actually due - Installments that record themselves, with interest and fees - Pay Later cards like SPayLater, Atome and GGives SAVINGS, DEBTS AND NET WORTH - Savings goals that celebrate with you, and an MP2 tracker - Debts and money owed to you, with partial payments - Stocks and crypto with live prices, plus MP2, Pag-IBIG and other investments - Net worth across everything you own and owe INSIGHTS IN PLAIN WORDS See where your money went, what changed and what's unusual, and get a monthly recap story on the 1st. Ask Boop questions about your money, answered on your iPhone. FREE, WITH OPTIONAL EXTRAS Boop is free and shows ads. No subscriptions. Optional one-time purchases: header themes, the All Headers bundle (which removes ads), Remove Ads, and tips for the solo developer. PRIVATE BY DESIGN - No account and no sign-up - No bank logins or bank linking - Your records stay on your device and in your own iCloud (and your own Google Drive, if you turn it on) Made by a solo developer in the Philippines who reads every idea on the Feedback & Roadmap board.