Expensa vs Spendo

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Spendo is a financial tracker built for people who love to know where every cent goes. With Spendo you can track every spending, income, or recurring expense, like your subscriptions. Most other apps can track your spendings or recurring ones. But Spendo does it all in one place, you don't need a separate app for each. What you get: - Shortcuts - Automate your spendings logging with Apple Shortcuts. - Quick Spending Logging - Built for speed. Log a spending in seconds, no extra steps, no unnecessary taps. - Subscription Tracking - Keep track of all your recurring subscriptions in one place. - Calendar - See when every subscription is charged. - Reports - See where your money goes, category by category. - History - Search and filter everything you have recorded. - Simple - No sign-in required. Just open and start tracking. FREE: - 3 payments per day - 3 active subscriptions - Daily and weekly spending views - Top 3 categories in your reports - This month and all your past months in the calendar - Filter your history by spending or income - Fast records using Apple Shortcuts PRO: - Unlimited payments - Unlimited subscriptions - Monthly and yearly spending views - Full reports - every category, and the payments behind each one - See what is coming - future months in the calendar - Currency converter - record in any currency - Filter your history by category and payment method Monthly or annual subscription with 7 days of free trial. Cancel any time from iPhone Settings. TERMS OF USE: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ https://zanoci.com/spendo/privacy/