Expensa vs Budjetly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expensa
This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.
- Automatic transaction tracking via Wallet Shortcuts
- AI-powered budget creation and categorization
- Multi-currency support for travelers
- Private iCloud sync, no bank linking
- Shared budgets for family and partners
- Customizable budget cycles and alerts
Read full descriptionHide full description
Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html
Budjetly
Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.
- Fast expense and income tracking
- Instant spending overview
- Category budgets with progress tracking
- Full transaction history with search
- Support for 30+ currencies
- Dark mode and multi-language support
Read full descriptionHide full description
Budjetly is the simplest way to see where your money goes. Most budget apps are cluttered, slow, and overwhelming. Budjetly is the opposite — a clean, beautifully designed budget planner that lets you log an expense in under 30 seconds and instantly see where your money is going. Built for people who want clarity, not complexity. WHY BUDJETLY - Log expenses in seconds — amount, category, done. - See your spending at a glance with a clean dashboard and top-category breakdowns. - Set budgets per category and watch your progress in real time. - Thoughtfully designed for speed and focus — every screen is a pleasure to use. EVERYTHING YOU NEED - Fast expense & income tracking with 35 ready-made categories - Monthly dashboard: total balance, spending, and budget progress - Category budgets with color-coded progress and overspend warnings - Full transaction history with search, filtering, and smart grouping - 56 currencies - Beautiful dark mode - Available in 15 languages YOUR MONEY STAYS YOURS Budjetly has no accounts to link and no financial data sent to us. Your transactions live privately on your device and sync securely through your own iCloud — we never see them, and we never sell your data. Track your money with total peace of mind. ALSO INCLUDED WITH PRO - Unlimited category budgets - Unlimited custom categories - Recurring transactions - Multiple accounts - CSV export - Exclusive app icons & avatars Start with a free trial. Log your first expense in under a minute and finally know where your money goes. — Budjetly Pro is an auto-renewable subscription: - Monthly — $6.99 (3-day free trial) - Yearly — $29.99 (7-day free trial, save 64%) - Lifetime — $79.99 (one-time) Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless turned off at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use: https://budjetly.app/terms Privacy Policy: https://budjetly.app/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Expensa at 86% against Budjetly's 67%. Expensa also leads on rating (3.9 vs 3.7) and ratings volume (10 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and Budjetly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Expensa holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews point the same way: 86% of Expensa's written reviews are positive against 67% of Budjetly's.
Expensa ships an update every 11 days, Budjetly fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | Expensa | Budjetly |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (10 ratings) — better | 3.7 (3 ratings) |
| Positive reviews | 85.7% of reviews — better | 66.7% of reviews |
| Number of ratings | 10 — better | 3 |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 91 MB | 107 MB |
| Age rating | 4+ | 4+ |
| Developer | Andrii Sereda | Abdullox Abduvosilov |
Customer experience
Expensa
Budjetly
In-app purchases
Expensa
- Expensa PRO Monthly14 Days trial$4.991 Month
- Expensa PRO Yearly14 Days trial$39.991 Year
- 1 Espresso$0.99
- 2 Espressos$1.99
- 4 Espressos$4.99
Show 2 moreShow fewer
- 10 Espressos$9.99
- Expensa Pro Lifetime$79.99
Budjetly
- Budjetly Pro Monthly3 Days trial$2.991 Month
- Budjetly Pro Yearly7 Days trial$19.991 Year
- Budjetly Pro Lifetime$49.99






