Comparison

Expensa vs Budjetly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

About

Budjetly

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Highlights
  • Fast expense and income tracking
  • Instant spending overview
  • Category budgets with progress tracking
  • Full transaction history with search
  • Support for 30+ currencies
  • Dark mode and multi-language support
Read full description

Budjetly is the simplest way to see where your money goes. Most budget apps are cluttered, slow, and overwhelming. Budjetly is the opposite — a clean, beautifully designed budget planner that lets you log an expense in under 30 seconds and instantly see where your money is going. Built for people who want clarity, not complexity. WHY BUDJETLY - Log expenses in seconds — amount, category, done. - See your spending at a glance with a clean dashboard and top-category breakdowns. - Set budgets per category and watch your progress in real time. - Thoughtfully designed for speed and focus — every screen is a pleasure to use. EVERYTHING YOU NEED - Fast expense & income tracking with 35 ready-made categories - Monthly dashboard: total balance, spending, and budget progress - Category budgets with color-coded progress and overspend warnings - Full transaction history with search, filtering, and smart grouping - 56 currencies - Beautiful dark mode - Available in 15 languages YOUR MONEY STAYS YOURS Budjetly has no accounts to link and no financial data sent to us. Your transactions live privately on your device and sync securely through your own iCloud — we never see them, and we never sell your data. Track your money with total peace of mind. ALSO INCLUDED WITH PRO - Unlimited category budgets - Unlimited custom categories - Recurring transactions - Multiple accounts - CSV export - Exclusive app icons & avatars Start with a free trial. Log your first expense in under a minute and finally know where your money goes. — Budjetly Pro is an auto-renewable subscription: - Monthly — $6.99 (3-day free trial) - Yearly — $29.99 (7-day free trial, save 64%) - Lifetime — $79.99 (one-time) Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless turned off at least 24 hours before the period ends. Manage or cancel anytime in your App Store settings. Terms of Use: https://budjetly.app/terms Privacy Policy: https://budjetly.app/privacy

Screenshots

Expensa4 screens
Budjetly4 screens

Verdict

The call

The clearest difference is review sentiment: Expensa at 86% against Budjetly's 67%. Expensa also leads on rating (3.9 vs 3.7) and ratings volume (10 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and Budjetly sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expensa holds the better App Store score, 3.9 against 3.7. Both are backed by a comparable volume of ratings — 10 and 3 respectively. Written reviews point the same way: 86% of Expensa's written reviews are positive against 67% of Budjetly's.

UpkeepUpdate frequency

Expensa ships an update every 11 days, Budjetly fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Expensa versus Budjetly: the parameters behind the verdict, then further details
ParameterExpensaBudjetly
PriceFreeFree
Rating3.9 (10 ratings) — better3.7 (3 ratings)
Positive reviews85.7% of reviews — better66.7% of reviews
Number of ratings10 — better3
Update frequencyEvery 11 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better18.0
Further details — not scored
Size91 MB107 MB
Age rating4+4+
DeveloperAndrii SeredaAbdullox Abduvosilov

Customer experience

Expensa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews7 reviews
Positive85.7%
Neutral14.3%
Negative0.0%

Budjetly

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive66.7%
Neutral16.7%
Negative16.7%

In-app purchases

7 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time5
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 2 more
  • 10 Espressos$9.99
  • Expensa Pro Lifetime$79.99
3 purchases

Budjetly

Subscriptions2
  • Budjetly Pro Monthly3 Days trial$2.991 Month
  • Budjetly Pro Yearly7 Days trial$19.991 Year
One-time1
  • Budjetly Pro Lifetime$49.99

Questions

Is Expensa free?
Expensa is free to download, with in-app purchases available.
Is Budjetly free?
Budjetly is free to download, with in-app purchases available.
Which has better reviews, Expensa or Budjetly?
Expensa is rated higher. Expensa averages 3.9 out of 5 from 10 ratings, while Budjetly averages 3.7 from 3 ratings.
Do Expensa or Budjetly have ads?
Neither Expensa nor Budjetly shows ads.
Which is updated more often, Expensa or Budjetly?
Expensa ships an update every 11 days, and Budjetly fortnightly. Most recently, Expensa was updated on October 26, 2026 and Budjetly on October 24, 2026.

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