Expensa vs Money & Expense Tracker

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

Lichy turns a sentence into a tracked expense. Type "coffee 4.50" or dictate it — Lichy reads the amount, the merchant and the category, and files it. No forms, no dropdowns, no five taps per purchase. HOW YOU ADD THINGS • Write it like a text message. One line, done. • Say it out loud instead of typing. • Snap a receipt and let Lichy pull out the total and the line items. • Pay with Apple Pay — set up the Shortcut once, and card purchases arrive on their own. WHAT YOU SEE • Today at a glance: everything you logged, newest first. • Charts by day, week, month or year. • Categories with real totals, not just colors. • Tap the headline currency to change the lens — every row, chart and total follows. MULTI-CURRENCY, DONE PROPERLY Spent in one currency, charged in another? Lichy keeps both: the amount on the price tag and the amount your bank actually settled. Rows show the truth, and the analytics still add up. SUBSCRIPTIONS AND BILLS Mark anything as recurring and Lichy keeps the chain going — next charge dates, monthly load, and a separate Regular view so fixed costs stop hiding between your groceries. LISTS Keep work apart from home, or a trip apart from the month. Every list carries its own totals. INCOME TOO Log what comes in exactly the way you log what goes out. WORKS OFFLINE Entries are saved on your device first and sync once you're back online. ——— SUBSCRIPTION Lichy Plus is an auto-renewable subscription, available monthly or yearly. It lifts the monthly AI limit on text and receipt recognition. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage your subscription and turn off auto-renewal in your Apple Account settings after purchase. Prices are shown in the app before you confirm and may vary by region. Privacy Policy: https://getlichy.com/privacy Terms of Use: https://getlichy.com/terms Support: https://getlichy.com/support