Comparison

Expensa vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expensa

This app offers a private way to track expenses and manage budgets without linking bank accounts. It uses AI to automatically categorize transactions and build budgets, with support for over 150 currencies and iCloud syncing for privacy.

Highlights
  • Automatic transaction tracking via Wallet Shortcuts
  • AI-powered budget creation and categorization
  • Multi-currency support for travelers
  • Private iCloud sync, no bank linking
  • Shared budgets for family and partners
  • Customizable budget cycles and alerts
Features
Read full description

Track money without handing over your bank password. Expensa is a private budget and expense tracker built for iPhone. Set up one Shortcut and every card tap lands in your budget automatically. AI builds your first budget in seconds. Works in 150+ currencies. Syncs via iCloud — and only iCloud. No bank linking. No data brokers. Your money stays on your devices. ------------------------------------------------- WALLET + SHORTCUTS — AUTOMATIC TRACKING ------------------------------------------------- Set up one Shortcut; every card tap in Wallet logs a transaction Works with Apple Card and any card you've added to Wallet Auto-categorized from your history, with AI Alerts if a purchase pushes you over a category limit No polling a bank, no waiting for statements ------------------------------------------------- BUDGETS THAT ACTUALLY WORK ------------------------------------------------- Always know what's left — live progress bar on your dashboard A limit for every category (groceries, dining, transport…) Alerts before you overspend, not after Monthly, weekly, or custom cycles — auto-rollover each cycle Smart Allocation: tell Expensa your budget, AI splits it across categories based on your region and spending habits ------------------------------------------------- SEPARATE WALLETS FOR SEPARATE LIVES ------------------------------------------------- Keep personal, household, business, and trip budgets fully isolated. Switch spaces with one tap. Invite family or your partner to shared spaces — real-time sync via iCloud, no extra accounts to create. ------------------------------------------------- BUILT FOR TRAVELERS & EXPATS ------------------------------------------------- 150+ currencies with live exchange rates Original amount + converted amount both stored Per-transaction historical rates — accurate reporting forever ------------------------------------------------- PRIVATE BY DEFAULT ------------------------------------------------- No bank login, no Plaid, no third-party aggregators iCloud sync on your Apple ID — that's it Offline-first: log now, sync later Works on iPhone ------------------------------------------------- EVERYTHING ELSE ------------------------------------------------- Recurring transactions (rent, subscriptions, salary) Tags, categories, folders, custom merchant rules CSV, PDF, TXT import/export — move in from any app, out anytime Net worth across accounts and currencies Dashboard, calendar heatmap, category/tag analytics Optional receipt scanning for the rare paper moment Dark mode, Dynamic Type, VoiceOver, localized (EN, UK) ------------------------------------------------- FREE, OR GO PREMIUM ------------------------------------------------- Free: 1 space, 2 accounts, 3 recurrences, 5 receipt scans Premium: unlimited spaces & accounts, 30 scans/mo, AI categorization, category budgets, analytics, shared spaces, multi-currency entry. Your money. Your rules. Your devices. Terms of Use: https://getexpensa.com/terms.html Privacy Policy: https://getexpensa.com/privacy.html

About

Expense Tracker

Features
Read full description

Worthful brings your cards, bills, spending, savings goals, and net worth together in one simple app. Manage your cards and loans, check balances and due dates, and stay on top of bills with timely reminders. See your income and spending by category, track your savings goals, and watch your net worth grow over time. The free plan works fully offline, keeping your data on your device unless you choose to sync. Premium and Lifetime include secure sync across the app and web. Start with a 3-day free trial of all Premium features, then choose Monthly, Yearly, or Lifetime through Apple’s In-App Purchase. Sign in with Apple supported. No ads. No selling your data. Ever. Terms of Use: https://worthful.app/terms Privacy Policy: https://worthful.app/privacy

Screenshots

Expensa4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 2 days against Expensa's every 11 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expensa sells 7 in-app purchases, starting at $4.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expensa ships an update every 11 days, Expense Tracker every 2 days. Both last shipped on October 26, 2026.

Scorecard1 real difference · 9 level
Expensa versus Expense Tracker: the parameters behind the verdict, then further details
ParameterExpensaExpense Tracker
PriceFreeFree
Rating3.9 (10 ratings) — better—
Positive reviews85.7% of reviews—
Number of ratings10 — better—
Update frequencyEvery 11 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, Mac — better
Requires iOS17.017.0
Further details — not scored
Size91 MB33 MB
Age rating4+4+
DeveloperAndrii SeredaEgi Fermana Putra

In-app purchases

7 purchases

Expensa

Subscriptions2
  • Expensa PRO Monthly14 Days trial$4.991 Month
  • Expensa PRO Yearly14 Days trial$39.991 Year
One-time5
  • 1 Espresso$0.99
  • 2 Espressos$1.99
  • 4 Espressos$4.99
Show 2 more
  • 10 Espressos$9.99
  • Expensa Pro Lifetime$79.99
3 purchases

Expense Tracker

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$12.991 Year
One-time1
  • Worthful Lifetime$24.99

Questions

Is Expensa free?
Expensa is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Expensa or Expense Tracker have ads?
Neither Expensa nor Expense Tracker shows ads.
Which is updated more often, Expensa or Expense Tracker?
Expensa ships an update every 11 days, and Expense Tracker every 2 days. Most recently, Expensa was updated on October 26, 2026 and Expense Tracker on October 26, 2026.

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