Comparison

Splitrate vs Oversee Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitrate

Features
Read full description

Fixed costs shouldn't be a headache. Splitrate makes managing your recurring expenses so simple and clear, you'll wonder how you ever managed without it. Whether you live alone, share your home with a partner, or split an apartment with roommates: Splitrate adapts to your life. Not the other way around. Your Fixed Costs. Always Under Control. Rent, utilities, internet, insurance, subscriptions: Set up your recurring expenses once and Splitrate takes care of the rest. Weekly, monthly, quarterly, or only in certain months. Even seasonal costs like winter heating can be mapped out. You can also set an end date, and the expense will automatically mark itself as complete. Plan Together. Split Your Way. When you share fixed costs with others, you have full control. Split by income so everyone contributes their fair share. Split equally when that works better for you. Or set custom percentages. Splitrate always shows who owes what to whom, making settling up effortless. With the settlement history, you can also keep track of past balances. Budgets for Variable Costs Besides fixed costs, you can also create budgets for things that vary each month. Groceries, dining out, or leisure activities. Set a monthly limit and always know how much you can still spend. When things get tight, Splitrate reminds you before you go over budget. Savings Goals You'll Actually Reach Whether it's a new phone, an emergency fund, or your dream trip: Set up savings goals and watch yourself get closer month by month. Splitrate calculates how much you should set aside each month and shows you when you'll likely reach your goal. At 25, 50, and 75 percent, the app celebrates with you. Stay on Top of Everything Your personal dashboard shows at a glance what's happening this month. Income, expenses, available money, and your fixed cost ratio. Swipe between months to see how your finances are developing. The insights show you with clear charts where your money goes and which categories cost the most. Widgets for a Quick Glance With the home screen widgets, you can see your financial situation without opening the app. Available money, budget status, or both together. Always With You Your data syncs automatically via iCloud across iPhone and iPad. Changes appear instantly, no matter which device you're using. Your Data Stays Yours Protect the app with Face ID or your device passcode. In privacy mode, you can hide amounts when someone is looking over your shoulder. Your financial data remains private and never leaves your devices. Search and Export Find any expense in seconds with the search. Export your data as CSV or JSON if you want to use it elsewhere. Please Note Splitrate is not a banking app and does not offer financial advice. The app simply helps you keep an organized overview of your finances: What goes out when, how much is left, and who owes what to whom.

About

Oversee Pay

Easily send digital USD to family in Pakistan from the EU, UK, Canada, and UAE. Receive money quickly and affordably with zero sending fees and a low FX rate. Supports multiple payment currencies.

Highlights
  • Send money to Pakistan
  • Digital USD transfers
  • Zero sending fees
  • Low FX rate
  • Multiple payment currencies
  • Fast and cheap remittances
Features
Read full description

Send money home to Pakistan in minutes. Oversee Pay is the simplest way for the Pakistani diaspora in the EU, UK, Canada and UAE to send digital USD to family in Pakistan — and for Pakistanis to receive USD quickly and cheaply. WHAT YOU PAY • No fee to send. Zero. • 0.50% on the FX rate. • No subscription. No in-app purchases. HOW IT WORKS 1. Sign in with your email. 2. Add a recipient. 3. Pay in via currency of choice (USD, EUR, GBP or AED) 4. Send money to yourself or family in Pakistan in minutes WHO IT'S FOR • The Pakistani diaspora in the EU, UK, Canada and UAE sending money home. • Pakistanis receiving USD from employers or self-funded transfers. • Anyone tired of slow, expensive remittance corridors to Pakistan. SUPPORT Email support@overseepay.com or visit overseepay.com.

Screenshots

Splitrate4 screens
Oversee Pay4 screens

Verdict

The call

The clearest difference is update cadence: Splitrate at every 3 days against Oversee Pay's fortnightly. Oversee Pay's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Splitrate ships an update every 3 days, Oversee Pay fortnightly. The most recent releases landed on September 8, 2026 and August 30, 2026 respectively.

Scorecard2 real differences · 7 level
Splitrate versus Oversee Pay: the parameters behind the verdict, then further details
ParameterSplitrateOversee Pay
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 3 days — betterFortnightly
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size12 MB51 MB
Age rating17+4+
DeveloperMarcel BakloutiOversee

In-app purchases

None

Splitrate

No in-app purchases

None

Oversee Pay

No in-app purchases

Questions

Is Splitrate free?
Splitrate is free to download, with no in-app purchases.
Is Oversee Pay free?
Oversee Pay is free to download, with no in-app purchases.
Do Splitrate or Oversee Pay have ads?
Neither Splitrate nor Oversee Pay shows ads.
Which is updated more often, Splitrate or Oversee Pay?
Splitrate ships an update every 3 days, and Oversee Pay fortnightly. Most recently, Splitrate was updated on September 8, 2026 and Oversee Pay on August 30, 2026.

Other comparisons