Budget Buddy vs Evela AI

Budget Buddy is a simple expense tracker and budget planner that needs no account and no bank login. Add what you spend, set a budget and see where your money goes. Your entries are stored on your iPhone. WHY PEOPLE PICK BUDGET BUDDY • No sign-up: open the app and start tracking • No bank login: you decide what goes in • Works offline, anywhere • Lock it with a passcode or Face ID • 26 languages and 120+ currencies TRACK SPENDING AND INCOME • Add an expense or income in a few taps • Categories with your own icons and colors • Notes, receipt photos and warranty dates on any entry • Search, filters and saved views • Import transactions from a CSV file BUDGETS THAT KEEP YOU ON TRACK • Weekly, monthly or yearly budgets per category • See what's left today and get a heads-up before you overspend • Spending alerts, a daily summary and a weekly check-in BILLS AND SUBSCRIPTIONS • Recurring expenses and income (Premium) • A reminder the day before a payment is due • Spot your subscriptions and their price increases SEE YOUR MONTH CLEARLY • Charts by category, over time and by weekday • Net flow and balance history • A monthly recap of what changed • Plan ahead: see where your balance could be in the coming months SAVE FOR WHAT MATTERS • Savings goals with a target date and a monthly plan MORE • Several accounts, e.g. personal and household (Premium) • Scan payment QR codes: SEPA/EPC, UPN, Swiss QR, UPI and more (Premium) • Light and dark mode • Local backups and a weekly auto-backup Budget Buddy is free with ads. Budget Buddy Premium is an optional yearly subscription that removes ads and unlocks unlimited budgets, categories and accounts, recurring entries, QR scanning and insights. Terms of Use: https://smartlifeutils.github.io/budgetbuddy/terms.html

Earning and spending in different currencies? Evela brings it all into one total, in the currency you think in. Evela is an expense and income tracker with no bank logins: cash, cards and accounts in different countries and currencies. Entries go in by hand or by voice, and Evela shows where the money goes. ALL YOUR MONEY, ONE TOTAL Cash in your pocket, a card from your home bank, an account in another country — Evela brings them into one total in the currency that suits you. Savings can stay out of the total. SPENDING IN LOCAL CURRENCY Paying in dong with a card in som? Evela converts the spend at the rate and keeps both amounts. JUST SAY IT “Coffee 2 dollars, taxi 8, groceries 35” — and three entries are ready. Voice understands over 70 languages. WHERE THE MONEY GOES Spending by month and by category, next to a usual month. AI insights point out what’s changing: a category creeping up, a payment that repeats. NO BANK LOGINS Evela never asks for a bank login — cash and accounts abroad count just like your cards. Also: CSV export, app lock with a PIN or biometrics, offline entry and a dark theme. Your numbers are never sold and never used for ads. Voice entry and AI insights come with the Evela AI subscription. Evela is a personal finance tracker. It is not a bank, does not connect to bank accounts, and does not provide investment, tax or financial advice. Terms of Use: https://evela.ai/terms/ Apple standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/