Paycheck Pilot vs Hourly Pay Tracker

PaycheckPilot is your paycheck-to-paycheck financial command center. Instead of vague monthly budgets, it shows you exactly what bills are due between each paycheck — and whether you have enough to cover them. PAYCHECK PLANNING See every bill due from each paycheck in one clear view. A smart verdict system tells you if you're good, tight, or underwater — and when you're short, it ranks your bills by priority and tells you exactly what to defer until next payday. BILL MANAGEMENT Track every bill with due dates, categories, amounts, and autopay status. Add bills manually, scan paper bills with your camera, paste e-bills from email, or share them from any app. Supports monthly, bi-weekly, semi-annual, annual, and one-time bills. Split large bills like rent or mortgage across multiple paychecks. CREDIT CARD INTELLIGENCE Monitor balances, credit limits, utilization, and rewards for all your cards. PaycheckPilot recommends the best card for every bill and purchase based on cashback tiers, billing cycle timing, and sign-up bonus progress. See payoff projections with month-by-month amortization schedules. HOUSING TRACKER Whether you rent, own, or manage a rental property — PaycheckPilot adapts. Track mortgage payments with principal vs. interest breakdowns, manage roommates and rent splits, or monitor tenant payments and net rental income. SMART RECOMMENDATIONS Get context-aware tips throughout the app: which card to use, when a statement is closing soon, whether obligations are too high, and more. Pro-tip banners appear right where you need them. DOCUMENT SCANNER Photograph paper bills and let on-device OCR extract the details automatically. Confidence indicators show you which fields to double-check. All processing happens on your iPhone — nothing is uploaded. CALENDAR VIEW See all paydays, bill due dates, statement closes, and housing payments on an interactive monthly calendar with color-coded dots. HISTORY & ANALYTICS Review monthly financial snapshots, track spending trends over time, and search your full payment history. MULTIPLE INCOME STREAMS Paid from more than one source? Add all your income streams — PaycheckPilot merges them into a unified timeline. Track household member contributions and extra cash too. PRIVACY FIRST All data stays on your device. No accounts, no servers, no analytics, no tracking. Optional iCloud backup syncs to YOUR personal iCloud account — the developer can never see your data. iCLOUD SYNC & SHARING Back up automatically to iCloud and restore on any device. Share your financial data with a partner or family member through iCloud for real-time household collaboration. ONE-TIME PURCHASE Try free for 7 days with full access to every feature. Then unlock permanently with a single purchase — no subscriptions, no recurring charges, ever. PaycheckPilot was built for real people managing real bills. Take control of your finances, one paycheck at a time.

Know exactly what you're making - before and after payday. Clocked is the hourly pay tracker that closes the loop between your shifts and your paychecks. Log a shift, get an instant projection of your gross, take-home, and estimated taxes. Log your paycheck, and Clocked reconciles reality against those projections - freezing finalized shifts to real numbers and learning your actual take-home rate so every future estimate gets more accurate. THE PROJECTION → PAYCHECK LOOP Every shift starts as a projection. Once you log your paycheck, Clocked allocates the real net across the shifts it paid for, updates your learned take-home rate, and locks those shifts in as finalized. The more paychecks you log, the sharper your projections get. HOME - YOUR WEEK AT A GLANCE Home focuses on the current week: total earned, hours, shift count, and $/hr - or your weekly goal card if you've set one. Step back or ahead with the week picker. The "+" button opens a quick-add menu to log a shift, schedule a shift, or log a paycheck in one tap. SHIFT TRACKING Log worked and scheduled shifts with clock-in/out times, unpaid breaks, and notes. Cross-midnight shifts handled correctly. Mark scheduled shifts as worked - with a step to confirm actual hours before finalizing. MULTIPLE JOBS Track unlimited positions (Pro), each with its own workplace, job title, wage, color, and overtime rules. Daily and weekly OT thresholds with a custom multiplier - OT shifts are flagged automatically. ESTIMATED TAXES - EVERYWHERE Every shift and paycheck shows estimated taxes (gross minus take-home). Once finalized with a real paycheck, those numbers reflect what was actually withheld - not a guess. PAYCHECKS & RECONCILIATION Log a paycheck with gross, net, pay period, and optional line items (deductions, bonuses, reimbursements). Clocked does the math - finalizing shifts, allocating real net, and refining your take-home rate using a weighted average of your actual pay history. SHIFT TEMPLATES Build a reusable weekly template per job - days, times, and breaks - and apply it to any week in one tap. Templates stay accurate even if you change your week-start setting. CUSTOM FIELDS Add your own fields to shifts and paychecks - dollars, hours, or whole numbers - each configured to add to, subtract from, or just track alongside your totals. Hours fields support a premium multiplier for things like holiday pay. LOG & ANALYTICS - FILTER BAR A shared filter bar on Log and Analytics lets you switch time range, step through periods, and filter by Worked, Scheduled, Paychecks, or All. Each page remembers its own view independently. IMPORT & EXPORT Export shifts to CSV with a date range selector. Import from a CSV - Clocked auto-detects workplaces and wages and lets you map them to positions. YOUR DATA STAYS ON YOUR DEVICE No account. No sign-up. No tracking. No third-party SDKs. Your data lives in SwiftData on your iPhone and goes nowhere unless you export it yourself. CLOCKED PRO Unlock the Analytics dashboard (earnings over time, OT breakdown, taxes card, projection accuracy, and more), Calendar, weekly take-home goals, unlimited positions, and shift & paycheck reminders. $1.99 / month or $14.99 / year. 7-day free trial. Cancel anytime. Save 37% with annual. PERFECT FOR Retail, warehouse, food service, caregiving, driving, security, trades - anyone earning a flat hourly rate who wants to stop guessing and start knowing. Download Clocked and know your real take-home pay. Privacy Policy: https://flowstateindustries.com/privacy Terms of Service: https://flowstateindustries.com/terms