Hourly Pay Tracker vs PennyPilot

Know exactly what you're making - before and after payday. Clocked is the hourly pay tracker that closes the loop between your shifts and your paychecks. Log a shift, get an instant projection of your gross, take-home, and estimated taxes. Log your paycheck, and Clocked reconciles reality against those projections - freezing finalized shifts to real numbers and learning your actual take-home rate so every future estimate gets more accurate. THE PROJECTION → PAYCHECK LOOP Every shift starts as a projection. Once you log your paycheck, Clocked allocates the real net across the shifts it paid for, updates your learned take-home rate, and locks those shifts in as finalized. The more paychecks you log, the sharper your projections get. HOME - YOUR WEEK AT A GLANCE Home focuses on the current week: total earned, hours, shift count, and $/hr - or your weekly goal card if you've set one. Step back or ahead with the week picker. The "+" button opens a quick-add menu to log a shift, schedule a shift, or log a paycheck in one tap. SHIFT TRACKING Log worked and scheduled shifts with clock-in/out times, unpaid breaks, and notes. Cross-midnight shifts handled correctly. Mark scheduled shifts as worked - with a step to confirm actual hours before finalizing. MULTIPLE JOBS Track unlimited positions (Pro), each with its own workplace, job title, wage, color, and overtime rules. Daily and weekly OT thresholds with a custom multiplier - OT shifts are flagged automatically. ESTIMATED TAXES - EVERYWHERE Every shift and paycheck shows estimated taxes (gross minus take-home). Once finalized with a real paycheck, those numbers reflect what was actually withheld - not a guess. PAYCHECKS & RECONCILIATION Log a paycheck with gross, net, pay period, and optional line items (deductions, bonuses, reimbursements). Clocked does the math - finalizing shifts, allocating real net, and refining your take-home rate using a weighted average of your actual pay history. SHIFT TEMPLATES Build a reusable weekly template per job - days, times, and breaks - and apply it to any week in one tap. Templates stay accurate even if you change your week-start setting. CUSTOM FIELDS Add your own fields to shifts and paychecks - dollars, hours, or whole numbers - each configured to add to, subtract from, or just track alongside your totals. Hours fields support a premium multiplier for things like holiday pay. LOG & ANALYTICS - FILTER BAR A shared filter bar on Log and Analytics lets you switch time range, step through periods, and filter by Worked, Scheduled, Paychecks, or All. Each page remembers its own view independently. IMPORT & EXPORT Export shifts to CSV with a date range selector. Import from a CSV - Clocked auto-detects workplaces and wages and lets you map them to positions. YOUR DATA STAYS ON YOUR DEVICE No account. No sign-up. No tracking. No third-party SDKs. Your data lives in SwiftData on your iPhone and goes nowhere unless you export it yourself. CLOCKED PRO Unlock the Analytics dashboard (earnings over time, OT breakdown, taxes card, projection accuracy, and more), Calendar, weekly take-home goals, unlimited positions, and shift & paycheck reminders. $1.99 / month or $14.99 / year. 7-day free trial. Cancel anytime. Save 37% with annual. PERFECT FOR Retail, warehouse, food service, caregiving, driving, security, trades - anyone earning a flat hourly rate who wants to stop guessing and start knowing. Download Clocked and know your real take-home pay. Privacy Policy: https://flowstateindustries.com/privacy Terms of Service: https://flowstateindustries.com/terms

PennyPilot shows you where your money actually goes — what you own, what repeats every month, and where this month is heading — without an account, an ad, or a server holding your finances. SEE THE WHOLE PICTURE • Net worth across every account, with snapshots you can take and a history to look back on • A projection for the month, so you know where you land before you get there • Budgets by category, upcoming bills, and progress toward savings goals • A dashboard you can rearrange to put what matters to you at the top ALIGN EVERYTHING TO ONE CADENCE This is the part you won't find elsewhere. Re-express every recurring amount in a single cadence and compare things that were never comparable. See a quarterly insurance bill and a monthly subscription as what they each cost per paycheck. Daily, weekly, biweekly, twice a month, monthly, quarterly, semiannual and yearly are all supported. TRACK WHAT REPEATS • Salary, rent, subscriptions and bills post to your ledger automatically on schedule • Every row shows its real amount and its converted per-cadence figure side by side • Optional reminders before a bill is due • Spot subscriptions hiding in your spending, with a direct link to manage or cancel them SPLIT COSTS WITHOUT SHARING EVERYTHING Split an expense any way you like, invite a partner or housemate to a shared group, and see who owes what. Shared through iCloud, between you and the people you invite. Only that group is shared — your accounts, balances and everything else stay yours alone. UNDERSTAND YOUR SPENDING • Category breakdowns with a donut chart and ranked percentages • Net trend over time, and a forecast of the month ahead • The annualized weight of your fixed commitments, in one number • A calendar view of everything landing this month • On devices with Apple Intelligence, a plain-language read on your spending, generated entirely on your iPhone or iPad PRIVATE BECAUSE OF HOW IT IS BUILT • No account. You never sign up, and there is no password to lose • No ads, no analytics, no trackers, no third-party SDKs • Nothing is sent to us — there is no server on our end to send it to • Turn on iCloud Sync and your data goes to your own private iCloud, under your Apple Account, which we cannot read • Lock the app behind Face ID, hide every amount with one tap, and blur your finances in the app switcher • Erase everything from the device whenever you want BRING YOUR DATA IN AND OUT PennyPilot does not ask for your bank login, and does not use an aggregator — those route your credentials through someone else's servers. Instead, export a CSV statement from your bank and import it here. Columns are detected automatically and you review every row before it is saved. Export back out to CSV any time; nothing is locked in. ALSO INCLUDED • Home Screen widgets • Full iPad layout with a sidebar, not a stretched phone app • English and French • Built with SwiftUI and designed for Liquid Glass on iOS and iPadOS 26 PennyPilot is a tracking and budgeting tool. It does not provide financial, investment or tax advice.