ChronoPay vs Hourly Pay Tracker

Stop reacting to bills. Start mastering them. This isn’t just another bill tracker. It’s a smarter way to plan, predict, and stay ahead. With powerful forecasting, intelligent payment timing, and a real-time Bill Stress Score, you always know exactly where you stand. No surprises. No scrambling. No late fees. SMART BILL PLANNING WITH PROCESSING TIME Most apps assume payments happen instantly. Real life doesn’t. Add a custom processing time to any bill and guarantee your payment arrives exactly when it needs to. Perfect for slow payers, mailed payments, or services that take days to process. Plan ahead with confidence and never miss a due date again. YOUR BILL STRESS SCORE One quick glance tells you everything. The Bill Stress Score instantly evaluates your current bill situation and upcoming income. Know whether you’re comfortably covered or if action is needed. No spreadsheets. No guesswork. Just clarity. 90 DAY FORECASTING See what’s coming before it happens. Track income, upcoming bills, and projected balances across the next 90 days. Watch your balance trend evolve and make smarter decisions with real financial visibility. SHARED HOUSEHOLD Money is easier when it’s shared. Invite your partner and manage expenses together in real time. Add bills, update payments, and stay aligned without endless messages or confusion. SUBSCRIPTIONS, ORGANIZED Streaming services. Memberships. Recurring charges. All subscriptions live in their own dedicated space so you can review, edit, and manage them anytime. See totals instantly and stay in control of recurring spending. CUSTOM BILL ICONS Make your finances visual. Upload custom icons for bills and subscriptions to personalize your dashboard and make navigation faster and more intuitive. SMART NOTIFICATIONS Only get notified about what matters to you. Choose exactly what you want alerts for and what you don’t. Upcoming bills, due soon reminders, income alerts, and more. Powerful and customizable. PRIVACY FIRST. ALWAYS. Your financial data belongs to you. • No third-party servers • No selling data • No tracking your finances • No accounts required All syncing and backups are powered exclusively by Apple CloudKit and iCloud. Your information stays securely within Apple’s ecosystem and under your control. Designed for simplicity. Built for clarity. Powered by privacy. Download today and take control of your financial flow! Terms of Use: https://steinmetzlabs.com/apps/chronopay/terms.html Privacy Policy: https://steinmetzlabs.com/apps/chronopay/privacy.html

Know exactly what you're making - before and after payday. Clocked is the hourly pay tracker that closes the loop between your shifts and your paychecks. Log a shift, get an instant projection of your gross, take-home, and estimated taxes. Log your paycheck, and Clocked reconciles reality against those projections - freezing finalized shifts to real numbers and learning your actual take-home rate so every future estimate gets more accurate. THE PROJECTION → PAYCHECK LOOP Every shift starts as a projection. Once you log your paycheck, Clocked allocates the real net across the shifts it paid for, updates your learned take-home rate, and locks those shifts in as finalized. The more paychecks you log, the sharper your projections get. HOME - YOUR WEEK AT A GLANCE Home focuses on the current week: total earned, hours, shift count, and $/hr - or your weekly goal card if you've set one. Step back or ahead with the week picker. The "+" button opens a quick-add menu to log a shift, schedule a shift, or log a paycheck in one tap. SHIFT TRACKING Log worked and scheduled shifts with clock-in/out times, unpaid breaks, and notes. Cross-midnight shifts handled correctly. Mark scheduled shifts as worked - with a step to confirm actual hours before finalizing. MULTIPLE JOBS Track unlimited positions (Pro), each with its own workplace, job title, wage, color, and overtime rules. Daily and weekly OT thresholds with a custom multiplier - OT shifts are flagged automatically. ESTIMATED TAXES - EVERYWHERE Every shift and paycheck shows estimated taxes (gross minus take-home). Once finalized with a real paycheck, those numbers reflect what was actually withheld - not a guess. PAYCHECKS & RECONCILIATION Log a paycheck with gross, net, pay period, and optional line items (deductions, bonuses, reimbursements). Clocked does the math - finalizing shifts, allocating real net, and refining your take-home rate using a weighted average of your actual pay history. SHIFT TEMPLATES Build a reusable weekly template per job - days, times, and breaks - and apply it to any week in one tap. Templates stay accurate even if you change your week-start setting. CUSTOM FIELDS Add your own fields to shifts and paychecks - dollars, hours, or whole numbers - each configured to add to, subtract from, or just track alongside your totals. Hours fields support a premium multiplier for things like holiday pay. LOG & ANALYTICS - FILTER BAR A shared filter bar on Log and Analytics lets you switch time range, step through periods, and filter by Worked, Scheduled, Paychecks, or All. Each page remembers its own view independently. IMPORT & EXPORT Export shifts to CSV with a date range selector. Import from a CSV - Clocked auto-detects workplaces and wages and lets you map them to positions. YOUR DATA STAYS ON YOUR DEVICE No account. No sign-up. No tracking. No third-party SDKs. Your data lives in SwiftData on your iPhone and goes nowhere unless you export it yourself. CLOCKED PRO Unlock the Analytics dashboard (earnings over time, OT breakdown, taxes card, projection accuracy, and more), Calendar, weekly take-home goals, unlimited positions, and shift & paycheck reminders. $1.99 / month or $14.99 / year. 7-day free trial. Cancel anytime. Save 37% with annual. PERFECT FOR Retail, warehouse, food service, caregiving, driving, security, trades - anyone earning a flat hourly rate who wants to stop guessing and start knowing. Download Clocked and know your real take-home pay. Privacy Policy: https://flowstateindustries.com/privacy Terms of Service: https://flowstateindustries.com/terms