CapiTrack vs Commas
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CapiTrack
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Track your net worth, invest with discipline, and work toward financial independence. CapiTrack is the spreadsheet alternative for long-term investors who want clarity, control, and intentional growth — without the noise. Manually log your assets, define your allocation strategy, and monitor your passive income streams — all in one clean, focused system. _________________ Portfolio Tracking Made Simple • Manually track stocks, ETFs, index funds and other assets • Monitor portfolio performance over time • Visualise asset allocation • Measure total net worth evolution • Stay aligned with your long-term strategy Wealth Goals & FIRE Strategy • Set clear net worth targets • Define your ideal asset distribution • Track progress toward financial independence • Maintain portfolio discipline for the long haul Passive Income Monitoring • Track dividend income from stocks and ETFs • Log rental income • Monitor recurring passive cash flow • Monthly and annual income overview CapiTrack Pro • Expanded asset and entry limits • Automatic gold and silver valuation • Automatic currency conversion • Advanced per-asset details _________________ CapiTrack is not a trading platform. It's not built for speculation or short-term market timing. It's built for investors who believe in: • Discipline • Consistency • Asset allocation • Long-term wealth building If your goal is financial independence and sustainable growth, CapiTrack gives you the structure to stay on track. Start building your financial future today. Terms of Use: https://elrond30.github.io/CapiTrack/terms.html Privacy Policy: https://elrond30.github.io/CapiTrack/privacy.html
Commas
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Commas is the privacy-first iPhone app for tracking your net worth over time. Add your accounts, log your balances, and watch your wealth grow through beautiful charts and clear summaries. No account required. No ads. Your financial data lives on your device and syncs privately through iCloud. TRACK EVERY ACCOUNT IN ONE PLACE Add any type of account: bank accounts, investments, crypto, property, business valuations, and debt. Every account type you have, Commas handles it. CONVERT CURRENCIES EFFORTLESSLY Hold accounts in different currencies? No problem. Commas converts everything to your base currency using live exchange rates updated daily, covering 160+ currencies worldwide. VISUALIZE YOUR WEALTH CLEARLY See your net worth over time with a smooth area chart. Explore your allocation with a donut breakdown. Compare categories side by side with a bar chart. Every chart is built natively for iPhone and looks great in light or dark mode. SET GOALS AND HIT THEM Set a net worth target and watch your progress bar fill up over time. Add a target date and Commas tracks how much time you have left. SYNC ACROSS ALL YOUR DEVICES Your data syncs privately and automatically across all your iPhones through iCloud. No account needed, no third-party servers involved. UPDATE BALANCES IN SECONDS Use Quick Update to refresh all your account balances at once from a single screen. Set reminders so you never forget to log your numbers. PROTECT YOUR FINANCIAL PRIVACY Commas never sells your data. No advertising network. No sign-up required. Your account balances and net worth data are stored in your private iCloud account and never touch our servers. DESIGNED EXCLUSIVELY FOR IPHONE Native app built for iOS 17 and above. Supports light and dark mode. SPEAK YOUR LANGUAGE Available in English, French, Spanish, and Portuguese. Download Commas free and start watching the commas grow. Privacy Policy: https://getcommas.app/privacy | Terms of Use: https://getcommas.app/terms
Screenshots
Verdict
The clearest difference is update cadence: Commas at every 3 weeks against CapiTrack's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. CapiTrack sells 2 in-app purchases, starting at $1.99 per month and Commas sells 2 in-app purchases, starting at $9.99 per year. Whichever you choose, the download price is not the number that matters.
CapiTrack ships an update every 2 months, Commas every 3 weeks. The most recent releases landed on September 15, 2026 and September 9, 2026 respectively.
| Parameter | CapiTrack | Commas |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 15 MB |
| Age rating | 12+ | 4+ |
| Developer | Alexander Garcia | Strivian LLC |
In-app purchases
CapiTrack
- Capitrack Pro Monthly$1.991 Month
- Capitrack Pro Yearly7 Days trial$17.991 Year
Commas
- Commas Pro — Annual7 Days trial$9.991 Year
- Commas Pro — Lifetime$24.99








