Comparison

CapiTrack vs Holdings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CapiTrack

Features
Read full description

Track your net worth, invest with discipline, and work toward financial independence. CapiTrack is the spreadsheet alternative for long-term investors who want clarity, control, and intentional growth — without the noise. Manually log your assets, define your allocation strategy, and monitor your passive income streams — all in one clean, focused system. _________________ Portfolio Tracking Made Simple • Manually track stocks, ETFs, index funds and other assets • Monitor portfolio performance over time • Visualise asset allocation • Measure total net worth evolution • Stay aligned with your long-term strategy Wealth Goals & FIRE Strategy • Set clear net worth targets • Define your ideal asset distribution • Track progress toward financial independence • Maintain portfolio discipline for the long haul Passive Income Monitoring • Track dividend income from stocks and ETFs • Log rental income • Monitor recurring passive cash flow • Monthly and annual income overview CapiTrack Pro • Expanded asset and entry limits • Automatic gold and silver valuation • Automatic currency conversion • Advanced per-asset details _________________ CapiTrack is not a trading platform. It's not built for speculation or short-term market timing. It's built for investors who believe in: • Discipline • Consistency • Asset allocation • Long-term wealth building If your goal is financial independence and sustainable growth, CapiTrack gives you the structure to stay on track. Start building your financial future today. Terms of Use: https://elrond30.github.io/CapiTrack/terms.html Privacy Policy: https://elrond30.github.io/CapiTrack/privacy.html

About

Holdings

Features
Read full description

Holdings is a private net worth tracker that brings your entire financial life into one clear picture — month after month. From cash and ETFs to crypto, real estate, and mortgages, track every line of your net worth and watch it grow over time. WHAT YOU CAN TRACK • Bank accounts and cash • Stocks, ETFs, and bonds — with automatic live prices • Crypto • Real estate and property • Mortgages, loans, and other debts HOW IT WORKS • Create your assets once • Update values each month — manual for accounts, automatic prices and FX rates for market assets • See the trend with clean charts, statistics, and allocation breakdowns MULTI-CURRENCY Hold assets in different currencies and see your whole net worth converted to the currency you choose, with up-to-date exchange rates. PRIVATE BY DESIGN Your financial data stays on your device and syncs privately through your own iCloud — across iPhone, iPad, and Mac. No account to create, no servers storing your portfolio, no ads. Lock the app behind Face ID or Touch ID. STAY ON TRACK Optional monthly reminders help you keep your history complete, so your trend line never has gaps. HOLDINGS PRO Unlock deeper insight with a one-time purchase — no subscription: • Global distribution — see which countries your wealth is invested in • Company & sector distribution — see what your stocks and ETFs are really exposed to • Real estate valuation — automatic property estimates from OMI and HPI data • Import & export your whole portfolio as CSV Start building a clear, honest view of your wealth today.

Screenshots

CapiTrack4 screens
Holdings4 screens

Verdict

The call

The clearest difference is device support: Holdings at 3 against CapiTrack's 1. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. CapiTrack sells 2 in-app purchases, starting at $1.99 per month and Holdings sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 5, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Ā· 5 level
CapiTrack versus Holdings: the parameters behind the verdict, then further details
ParameterCapiTrackHoldings
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.6 — better18.6
Further details — not scored
Size31 MB16 MB
Age rating12+4+
DeveloperAlexander GarciaGianfilippo Cisternino

In-app purchases

2 purchases

CapiTrack

Subscriptions2
  • Capitrack Pro Monthly$1.991 Month
  • Capitrack Pro Yearly7 Days trial$17.991 Year
1 purchases

Holdings

One-time1
  • Holdings Pro$19.99

Questions

Is CapiTrack free?
CapiTrack is free to download, with in-app purchases available.
Is Holdings free?
Holdings is free to download, with in-app purchases available.
Do CapiTrack or Holdings have ads?
Neither CapiTrack nor Holdings shows ads.
Which is updated more often, CapiTrack or Holdings?
CapiTrack ships an update every 2 months, and Holdings every 2 months. Most recently, CapiTrack was updated on November 5, 2026 and Holdings on October 28, 2026.

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