AI Expense Notebook & Tracker vs Spendli
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AI Expense Notebook & Tracker
Effortlessly manage your finances with an AI-powered expense tracker. Scan receipts for automatic data extraction, set budgets, track spending, and monitor savings goals. Gain visual insights into your financial habits and receive bill payment reminders.
- AI receipt scanning
- Smart budget planner
- Daily expense logging
- Visual spending insights
- Multiple currency support
- Savings goal tracking
- Bill payment reminders
- Exportable reports
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Feel at ease every month while paying your bills, tracking your daily expenses, and planning your next trip. The budget planner and expense tracker app is designed to manage your finances in a stress-free manner. AI Magic Scan: Just scan a receipt and let AI automatically extract the price, category, tax, and labels. You can also add or edit data manually for full control. * Real Results - Real Impact A money manager doesn’t only help to track numbers. It helps to form positive money habits and also in organizing your finances in a way that allows you to achieve your money-related goals more rapidly. - Smart Budget Planner Set monthly or daily budgets that align with your lifestyle. Spend control budgets at a category level are also provided so that you can track your budget in real-time. - Money Management Made Easy You can log your daily expenses using easy and intuitive methods. It allows you to classify your expenses and see a detailed account of your expenses. - Visual Insights for Spending Gain clear, interactive charts and detailed summaries of your expenses, categorized for your convenience. You can see the total expenditures over a period and more. - Multiple Currencies Create budgets and track expenses in your currency of choice. Ideal for travel budgeting or international users. - Savings Goal Tracker Establish a target and monitor your progress over a period. - Reports of Income & Expenses Achieve a complete understanding of your finances. You are also able to export these reports. - Safe & Private Your data will never be sold. It will be stored and kept protected to maintain your privacy and protect your data. Perfect For: * Daily spend tracking * Household account management * Monthly budget planning * Calculate budget at completion * Budget planner for students * Freelancers and self-employed professionals * Wedding budget calculator * Anyone who wants to cut expenses and save more. Subscription Plan Go premium today with an annual or monthly subscription to enjoy ads free, and unlimited budgeting experience. Your payment will be charged to your iTunes Account at confirmation of purchase. Secondly, your subscription will renew automatically, but you can turn off auto-renewal by accessing your Account Settings 24 hours before the end of the current period. Hope you like this app, if you get stuck, leave a comment. We would love to assist you. For queries, Contact us at support@codematics.co Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Download the app now and take the first step toward clearer, smarter money management.
Spendli
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Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com
Screenshots
Verdict
The clearest difference is ads: Spendli at none against AI Expense Notebook & Tracker's shown. Spendli also leads on update cadence (every 3 days vs monthly). AI Expense Notebook & Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.2). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. AI Expense Notebook & Tracker sells 5 in-app purchases, starting at $3.99 per month and Spendli sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
AI Expense Notebook & Tracker ships an update monthly, Spendli every 3 days. The most recent releases landed on August 15, 2026 and September 17, 2026 respectively.
| Parameter | AI Expense Notebook & Tracker | Spendli |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Monthly | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 46 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Codematics Services | Ayush Mishra |
In-app purchases
AI Expense Notebook & Tracker
- Monthly3 Days trial$3.991 Month
- Yearly Subscription$14.991 Year
- Access To AI Scan$0.99
- Access to AI scan$1.99
- Access to AI Scanning$2.99
Spendli
- Spendli Plus Monthly$3.991 Month
- Spendli Ultra Monthly$9.991 Month





