Comparison

Friendly Expense vs Spendli

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Friendly Expense

Features
Read full description

Keep all your daily expenses organized and private—or share them with family and friends. Log expenses in seconds, set monthly budgets, collaborate on group spending, and track across 150+ currencies with automatic conversion. Understand your spending with beautiful charts and reports—all working offline, with optional cloud sync for shared groups and Google Drive backup. What you can do Add expenses fast: Quick categories, voice input, receipt scanning, and clean UI Share with family: Create shared groups with real-time cloud sync Multi-currency support: Track in 150+ currencies with automatic conversion Manage budgets: Set monthly limits and see remaining balance at a glance Analyze spending: Daily trends, category pie charts, group breakdowns, and summaries Export & share: One-tap export to PDF, Excel (XLSX), or CSV Backup & restore: Secure your data with Google Drive (optional) Stay on track: Smart notifications and reminders Works anywhere: Offline-first with local storage, optional cloud sync for groups Multi-language & themes: Light/Dark mode and responsive design Key features Expense list with search, filters, and categories (Food, Transport, Bills, etc.) Shared expense groups with real-time collaboration 150+ currencies with automatic exchange rate conversion Recurring expenses and quick suggestions for faster entry Detailed "Reports & Analytics" with weekly/monthly insights Budget alerts: Safe spending indicators and overspend warnings Data export for reporting, sharing, or tax purposes Backup/restore to Google Drive to protect your data Built with reliability: Local database, crash reporting, and remote configuration Why you'll love it Clean, modern interface that makes tracking effortless Share expenses with family—no more "who paid what?" confusion Multi-currency tracking perfect for travel and international transactions Clear budget progress and remaining amount Powerful yet simple analytics to reveal spending patterns Your data stays with you; cloud features are optional Privacy Offline-first: Your personal data is stored locally on your device Optional cloud sync for shared groups only (with your permission) Optional backup to your own Google Drive No unnecessary permissions Ideal for Personal finance tracking and budgeting Family expense sharing—household bills, groceries, utilities Roommate expense splitting—rent, shared costs, group purchases Travel groups—trips with friends, vacations, adventures International spending—multi-currency tracking with conversion Business expenses—track spending across currencies and categories Savings goals and financial planning Start tracking today—spend smarter, save more, and stay in control—whether solo or together. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spendli

Features
Read full description

Spendli makes expense tracking effortless — whether you're managing daily spending, splitting bills with friends, or tracking costs on a trip abroad. SMART EXPENSE ENTRY Add expenses your way. Point to Shoot receipts and AI registers your expenses. Type naturally with Quick Add ("Starbucks 4.50"), speak hands-free with Voice Add, scan receipts with AI-powered recognition, or use the detailed form for full control. Spendli parses everything automatically. SHARED ROOMS Create persistent/quick rooms for your apartment, trip, or any group. Open sessions within rooms to track rounds of shared spending. Settle up when you're done — Spendli calculates who owes whom and minimizes the number of transfers needed. SPLITS THAT SETTLE THEMSELVES Split any expense equally, by percentage, by shares, or by exact amounts. Track who's paid and who hasn't. Send payment reminders. Settle via UPI (India) or Venmo, Cash App, and Zelle (US/Canada) — right from the app. MULTI-CURRENCY & TRAVEL MODE Traveling? Spendli auto-detects your timezone and switches currencies. Track expenses in any currency with real-time exchange rates. Perfect for international trips. BUDGETS & SPENDING MONITORS Set monthly budgets by category. Get alerts when you're approaching your limit. Monitor specific merchants or spending patterns with smart spending monitors. INSIGHTS THAT MATTER Spending DNA breaks down your habits. See where your money goes with category analysis, trend charts, and monthly comparisons. Spend Mood tracks your financial wellness over time. YOUR DATA, YOUR CONTROL All personal information is encrypted on your device with AES-256-GCM before it ever reaches the cloud. No analytics. No ads. No tracking. Export your data anytime. Delete your account instantly. BACKUP YOUR WAY Back up to iCloud Drive, Google Drive, or managed cloud. All backups are encrypted. Restore on any device. FREE TO START Full expense tracking is free forever. Upgrade to Pro for AI features and splits, Premium for shared rooms and budgets, or Ultra for managed AI and cloud sync. — Spendli is a privacy-first expense tracker with AI receipt scanning, bill splitting, shared rooms, trips, budgets, and encrypted backup. Free • Expense tracking with manual entry (unlimited) • 450 AI parses per month (Quick Add, Voice Add, Receipt Scanner, Statement Imports) - on top of manual adds • Local bill splits (up to 5 participants) • 2 Free permanent rooms (upto 5 members each) - share apartment, trip expenses with each other by creating virtual rooms and chat while you do it. Settle when you want (end of month, end of trip). • iCloud / Google Drive encrypted backup (local) • Widget, basic analytics Spendli Plus (paid subscription required) • 5X AI parsing — Quick Add, Voice Add, Receipt Scanner • Spending DNA — radar charts, heat maps, behavioural clusters • Budgets & Monitors with live burn-rate alerts (unlimited) • Shared Rooms and Trips with real-time sync (unlimited) • Statement Import (Excel / PDF / CSV) (unlimited) • PDF / CSV report export (unlimited) Spendli Ultra (paid subscription required) • Everything in Plus • Managed AI (Google Gemini) — no setup, no API key - • Managed Cloud Backup — encrypted, recoverable on any device, your trips, shared rooms, splits all backed up • Coming soon to Ultra - Automatic Bank Syncs - worry free spending, Spendli pulls your transactions organizes them for you. Subscription terms Subscriptions auto-renew monthly at the price shown in-app until cancelled. Cancel at any time in Apple ID → Subscriptions; cancellation takes effect at the end of the current billing period. Payment is charged to your Apple ID on purchase confirmation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://spendli-app.web.app/privacy.html Questions? Contact customer.support@microvernitech.com

Screenshots

Friendly Expense4 screens
Spendli4 screens

Verdict

The call

The clearest difference is ads: Spendli at none against Friendly Expense's shown. Spendli also leads on update cadence (every 3 days vs fortnightly). Friendly Expense's advantage is device support (3 vs 1) and iOS requirement (15.5 vs 26.2). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Friendly Expense sells 3 in-app purchases, starting at $2.99 per month and Spendli sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Friendly Expense ships an update fortnightly, Spendli every 3 days. The most recent releases landed on July 23, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 2 level
Friendly Expense versus Spendli: the parameters behind the verdict, then further details
ParameterFriendly ExpenseSpendli
PriceFreeFree
Update frequencyFortnightlyEvery 3 days — better
AdsYesNo — better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.5 — better26.2
Further details — not scored
Size121 MB36 MB
Age rating4+4+
DeveloperMOHAN SHIWAKOTIAyush Mishra

In-app purchases

3 purchases

Friendly Expense

Subscriptions2
  • Monthly Subscription$2.991 Month
  • Yearly Subscription$9.991 Year
One-time1
  • Lifetime Subscription$9.99
2 purchases

Spendli

Subscriptions2
  • Spendli Plus Monthly$3.991 Month
  • Spendli Ultra Monthly$9.991 Month

Questions

Is Friendly Expense free?
Friendly Expense is free to download, with in-app purchases available.
Is Spendli free?
Spendli is free to download, with in-app purchases available.
Do Friendly Expense or Spendli have ads?
Friendly Expense shows ads; Spendli does not.
Which is updated more often, Friendly Expense or Spendli?
Friendly Expense ships an update fortnightly, and Spendli every 3 days. Most recently, Friendly Expense was updated on July 23, 2026 and Spendli on September 17, 2026.

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