SpendMate vs Friendly Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendMate
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SpendMate: Expense Tracker & Budget Take control of your money with SpendMate, a simple and powerful personal finance app designed to help you track expenses, manage budgets, monitor accounts and understand your net worth. Whether you want to track daily spending, manage multiple bank accounts, plan your monthly budget or keep an eye on your overall finances, SpendMate puts everything in one place. Track Expenses & Income Record your everyday financial activity in seconds. • Add expenses quickly • Record income • Categorize transactions • Track spending over time • Transfer money between accounts • Keep your account balances organized • View your financial activity in one place SpendMate makes it easy to know where your money goes. Plan Your Budget Create budgets and keep your spending under control. • Create budgets for different categories • Monitor budget usage • Track your remaining budget • Understand your spending patterns • Stay aware of your monthly expenses Turn your spending history into a clearer financial picture. Manage All Your Accounts Keep your financial accounts organized in one app. Manage: • Cash & wallets • Bank accounts • Savings accounts • Credit cards • Investment accounts Track balances and transactions across your accounts and get a clearer view of your finances. Multi-Currency Support Manage money in multiple currencies. SpendMate helps you track accounts and transactions across different currencies, making it useful for international spending, travel and managing finances across countries. Understand Your Net Worth See the bigger picture, not just individual transactions. Track your assets, liabilities and overall net worth to understand how your financial position changes over time. Stay on Top of Your Money Notifications help you stay aware of important financial activity and keep your money management routine on track. SpendMate on Your Home Screen Use Apple Widgets to access important financial information without opening the app. Get quick access to your money and financial insights right from your Home Screen. Faster with Apple Shortcuts & Siri Manage your finances faster with Apple Shortcuts and Siri. For example: “Add an expense in SpendMate” “Log an expense in SpendMate” “Add income in SpendMate” “Log income in SpendMate” “Transfer money in SpendMate” “Move money between accounts in SpendMate” “What’s my net worth in SpendMate” Create your own workflows and make everyday money tracking faster. Your Finances, Your Data SpendMate is designed for personal finance management with your financial information stored locally on your device. No complicated setup. No financial accounts to connect. Just a simple way to understand and manage your money. Everything You Need to Manage Your Money Track expenses. Manage income. Plan budgets. Manage accounts. Monitor spending. Track investments. Understand net worth. Use multiple currencies. Get quick access with Widgets. Automate actions with Shortcuts and Siri. SpendMate makes personal finance simpler.
Friendly Expense
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Keep all your daily expenses organized and private—or share them with family and friends. Log expenses in seconds, set monthly budgets, collaborate on group spending, and track across 150+ currencies with automatic conversion. Understand your spending with beautiful charts and reports—all working offline, with optional cloud sync for shared groups and Google Drive backup. What you can do Add expenses fast: Quick categories, voice input, receipt scanning, and clean UI Share with family: Create shared groups with real-time cloud sync Multi-currency support: Track in 150+ currencies with automatic conversion Manage budgets: Set monthly limits and see remaining balance at a glance Analyze spending: Daily trends, category pie charts, group breakdowns, and summaries Export & share: One-tap export to PDF, Excel (XLSX), or CSV Backup & restore: Secure your data with Google Drive (optional) Stay on track: Smart notifications and reminders Works anywhere: Offline-first with local storage, optional cloud sync for groups Multi-language & themes: Light/Dark mode and responsive design Key features Expense list with search, filters, and categories (Food, Transport, Bills, etc.) Shared expense groups with real-time collaboration 150+ currencies with automatic exchange rate conversion Recurring expenses and quick suggestions for faster entry Detailed "Reports & Analytics" with weekly/monthly insights Budget alerts: Safe spending indicators and overspend warnings Data export for reporting, sharing, or tax purposes Backup/restore to Google Drive to protect your data Built with reliability: Local database, crash reporting, and remote configuration Why you'll love it Clean, modern interface that makes tracking effortless Share expenses with family—no more "who paid what?" confusion Multi-currency tracking perfect for travel and international transactions Clear budget progress and remaining amount Powerful yet simple analytics to reveal spending patterns Your data stays with you; cloud features are optional Privacy Offline-first: Your personal data is stored locally on your device Optional cloud sync for shared groups only (with your permission) Optional backup to your own Google Drive No unnecessary permissions Ideal for Personal finance tracking and budgeting Family expense sharing—household bills, groceries, utilities Roommate expense splitting—rent, shared costs, group purchases Travel groups—trips with friends, vacations, adventures International spending—multi-currency tracking with conversion Business expenses—track spending across currencies and categories Savings goals and financial planning Start tracking today—spend smarter, save more, and stay in control—whether solo or together. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: SpendMate at none against Friendly Expense's 3. SpendMate also leads on ads (none vs shown). Friendly Expense's advantage is update cadence (fortnightly vs every 6 months) and iOS requirement (15.5 vs 17.0). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Friendly Expense sells 3 in-app purchases, starting at $2.99 per month. SpendMate asks for nothing beyond the download.
SpendMate ships an update every 6 months, Friendly Expense fortnightly. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | SpendMate | Friendly Expense |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 30 MB | 121 MB |
| Age rating | 4+ | 4+ |
| Developer | Shiv Vaishnav | MOHAN SHIWAKOTI |
In-app purchases
SpendMate
No in-app purchases
Friendly Expense
- Monthly Subscription$2.991 Month
- Yearly Subscription$9.991 Year
- Lifetime Subscription$9.99









