Expense Tracker vs Spendi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Read full descriptionHide full description
Track every expense and income with subcategories for detailed spending insights. Export your data as CSV. MyDinero is a simple, private money manager designed for clarity over complexity — without ever connecting a bank account. You know how much you spent on "Food" last month — but was it groceries, restaurants, or delivery? MyDinero answers that with two-level categories. See your total spending and the full breakdown in one view. Add daily totals, visual budgets, recurring transactions, and iCloud sync — everything you need to take control of your money. FEATURES →Subcategories Create Food → Groceries, Restaurants, Coffee. See total category spending and the full breakdown. Custom icons and colors. →Lightning-Fast Expense Entry Add any transaction in 3 taps. Category → Amount → Done. Calculator-style number pad with smart defaults and haptic confirmation. →Daily Totals at a Glance See how much you spent each day without mental math. Color-coded indicators show whether you're under, approaching, or over budget. →Multiple Accounts Track cash, checking, savings, and credit cards with running balances. Set a default account so every entry is one less tap. →Transfers Without Double-Counting Move money between accounts without it appearing as income or expense. Your totals stay accurate. →Recurring Transactions Set up rent, subscriptions, and bills once. They auto-populate on schedule. Skip or modify any instance without breaking the series. →Budgets Set monthly limits per category with visual progress bars. Custom start dates for your budget cycle. Rollover unused amounts. Get notified when approaching limits. →Charts & Reports Pie charts for category breakdown, bar charts for spending trends, income vs expense comparison. Tap any segment for details. →iCloud Sync Seamlessly sync across iPhone and iPad. No account creation required. →CSV Export One-tap export with detailed, simple, or custom column profiles. →Streak Tracking Build a daily logging habit with streak counter and shareable milestone cards. →Smart Reminders Daily logging prompts and bill due date alerts. Build awareness without the annoyance. →Dark Mode & Accessibility VoiceOver compatible, Dynamic Type support. One-handed use with large touch targets. WHY MYDINERO → Privacy by design — no bank connections, your data stays on your device → Subcategories with rollup reporting — the big picture and the details → Daily totals everywhere — know your spending at a glance → Manual entry with intention — track spending mindfully → Native iOS interface — feels like it belongs on your iPhone SUBSCRIPTION INFORMATION Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage and cancel subscriptions in your App Store account settings. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Terms of Use: https://mydinero.app/terms Privacy Policy: https://mydinero.app/privacy DISCLAIMER MyDinero is a personal expense tracking and budget planning tool. It is not a financial advisory service and does not provide financial advice, investment recommendations, or tax guidance. All information is for personal awareness only. Always consult qualified financial professionals for financial advice or tax planning. Individual results may vary.
Spendi
Effortlessly manage your finances by logging expenses, setting budgets, and tracking subscriptions. Gain visual insights into your spending habits and upcoming payments. This app prioritizes your privacy with no ads or account requirements.
- Quick expense logging
- Subscription and recurring payment tracking
- Smart budgeting by category
- Visual spending insights
- Upcoming payment reminders
- Home and Lock Screen widgets
- iCloud sync across devices
Read full descriptionHide full description
Spendi puts you in control of your money. Log expenses in seconds, set budgets, track your subscriptions and see where your money goes at a glance. No ads, no tracking, no account needed. A WHOLE NEW SPENDI Redesigned from the ground up to fit the Liquid Glass look. A floating tab bar that shrinks as you scroll, clearer cards and a smoother experience on every screen. FEATURES • Quick Logging — Enter transactions in seconds with the built-in keypad, category picker and notes. • Subscriptions and Recurring Payments — From streaming to rent, see all your regular payments in one place. Get a reminder before each renewal, and keep track of free trials, pauses and end dates. • Income Tracking Is Up to You — Track income and expenses together, or just your spending. • Smart Budgets — Set daily, weekly, monthly or yearly budgets, overall or by category, and follow your progress with clear indicators. • Visual Insights — See your weekly, monthly and yearly spending with interactive charts and category breakdowns, and how it compares with the previous period. • Upcoming Payments — See what's coming at a glance and plan ahead. • Widgets — Keep an eye on your budget and recent spending from the Home Screen and Lock Screen without opening the app. • iPhone, iPad and iPhone Duo — A wide layout on iPad. On iPhone Duo, two pages when unfolded and a tab rail along the edge when folded. • 45 Languages — Change Spendi's language right in the app, independent of your device. Dates, currencies and percentages follow each language's own format. • iCloud Sync — Your data stays in sync across all your devices automatically. • Family Sharing — Share Spendi Pro with up to five family members through Family Sharing, at no extra cost. • Fully Customizable — Currency, symbol position, number format, keypad and theme are your choice. • Demo Mode — Explore every feature with sample data before you start. • Privacy First — Your financial data stays on your device and in your own iCloud account. No ads, no tracking, no account required. Whether you want to stop overspending, save for a goal or simply understand your habits, Spendi makes it effortless. Terms of Use: https://spendi.mucahitk.com/en/terms Privacy Policy: https://spendi.mucahitk.com/en/privacy
Screenshots
Verdict
Expense Tracker and Spendi are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $3.99 per month and Spendi sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 2 weeks, Spendi every 8 days. The most recent releases landed on October 29, 2026 and November 9, 2026 respectively.
| Parameter | Expense Tracker | Spendi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (6 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 6 — better |
| Update frequency | Every 2 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 15 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | EL MEHDI ZAKRI | Mucahit KOKDEMIR |
In-app purchases
Expense Tracker
- Monthly3 Days trial$3.991 Month
- Yearly7 Days trial$24.991 Year
Spendi
- Spendi Pro (Monthly)$2.991 Month
- Spendi Pro (Yearly)14 Days trial$19.991 Year
- Spendi Pro – Lifetime$14.99
- Spendi Pro – Lifetime$29.99









