iSpending vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
iSpending
Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.
- Categorize income and expenses
- Customizable spending categories
- Instant daily, weekly, monthly, yearly summaries
- Detailed graph reports
- Transaction search
- Passcode and Face ID lock
- iCloud sync
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If you are looking for the best personal finance application, this is the app for you and it's free! Millions of downloads cannot be wrong! iSpending helps you to track your income and spendings. You can add transactions under different categories, such as income, food, entertainment. Summaries for today/week/month/year are displayed right at home page. You can view detailed report for each month in beautiful graphs and find transaction easily through search. Try it yourself to see more features, you'll love it! Features: - Add income/expense transactions under different category - Add customize spending category name - Add transactions quickly - Instant summary for today/week/month/year - Passcode lock - Export through email - View history records and compare them - Graph report for 1, 3 or 6 months time period - Separate graph report for income or expense alone - Search for transaction by name, amount, note or any of them - Polished UI, easy to use - Support for saving data in iCloud and sync across devices - Unlock using FaceID Send your comments/suggestions to hanamobiles@gmail.com or visit our website. You may purchase an auto-renewing subscription through an In-App Purchase. • iSpending Premium subscription will automatically renew each month or year at the duration selected • 1 month (USD 2.99), or 1 year (USD 29.99) durations • Your subscription will be charged to your iTunes account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. • Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase • Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable • Privacy policy: http://www.hanamobiles.com/appstore/privacy/privacy.html • Terms of use: http://www.hanamobiles.com/appstore/privacy/tos.html
Expense Tracker
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Track every expense and income with subcategories for detailed spending insights. Export your data as CSV. MyDinero is a simple, private money manager designed for clarity over complexity — without ever connecting a bank account. You know how much you spent on "Food" last month — but was it groceries, restaurants, or delivery? MyDinero answers that with two-level categories. See your total spending and the full breakdown in one view. Add daily totals, visual budgets, recurring transactions, and iCloud sync — everything you need to take control of your money. FEATURES →Subcategories Create Food → Groceries, Restaurants, Coffee. See total category spending and the full breakdown. Custom icons and colors. →Lightning-Fast Expense Entry Add any transaction in 3 taps. Category → Amount → Done. Calculator-style number pad with smart defaults and haptic confirmation. →Daily Totals at a Glance See how much you spent each day without mental math. Color-coded indicators show whether you're under, approaching, or over budget. →Multiple Accounts Track cash, checking, savings, and credit cards with running balances. Set a default account so every entry is one less tap. →Transfers Without Double-Counting Move money between accounts without it appearing as income or expense. Your totals stay accurate. →Recurring Transactions Set up rent, subscriptions, and bills once. They auto-populate on schedule. Skip or modify any instance without breaking the series. →Budgets Set monthly limits per category with visual progress bars. Custom start dates for your budget cycle. Rollover unused amounts. Get notified when approaching limits. →Charts & Reports Pie charts for category breakdown, bar charts for spending trends, income vs expense comparison. Tap any segment for details. →iCloud Sync Seamlessly sync across iPhone and iPad. No account creation required. →CSV Export One-tap export with detailed, simple, or custom column profiles. →Streak Tracking Build a daily logging habit with streak counter and shareable milestone cards. →Smart Reminders Daily logging prompts and bill due date alerts. Build awareness without the annoyance. →Dark Mode & Accessibility VoiceOver compatible, Dynamic Type support. One-handed use with large touch targets. WHY MYDINERO → Privacy by design — no bank connections, your data stays on your device → Subcategories with rollup reporting — the big picture and the details → Daily totals everywhere — know your spending at a glance → Manual entry with intention — track spending mindfully → Native iOS interface — feels like it belongs on your iPhone SUBSCRIPTION INFORMATION Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Manage and cancel subscriptions in your App Store account settings. Any unused portion of a free trial period will be forfeited when you purchase a subscription. Terms of Use: https://mydinero.app/terms Privacy Policy: https://mydinero.app/privacy DISCLAIMER MyDinero is a personal expense tracking and budget planning tool. It is not a financial advisory service and does not provide financial advice, investment recommendations, or tax guidance. All information is for personal awareness only. Always consult qualified financial professionals for financial advice or tax planning. Individual results may vary.
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against iSpending's shown. Expense Tracker also leads on update cadence (every 2 weeks vs every 6 months). iSpending's advantage is iOS requirement (12.0 vs 18.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. iSpending sells 2 in-app purchases, starting at $2.99 per month and Expense Tracker sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
iSpending ships an update every 6 months, Expense Tracker every 2 weeks. The most recent releases landed on September 26, 2026 and September 14, 2026 respectively.
| Parameter | iSpending | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (634 ratings) — better | — |
| Positive reviews | 68.9% of reviews | — |
| Number of ratings | 634 — better | — |
| Update frequency | Every 6 months | Every 2 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 19 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Mobile | EL MEHDI ZAKRI |
Bugs and requests
iSpending
Reported bugs
3 issues- Transactions not displaying properly
- Data loss after app updates
- Inability to access past year's data
Requested features
5 requests- Recurring transaction options
- Ability to edit/delete past entries
- More detailed reporting and analytics
- Multi-currency support
- Sync across devices
Expense Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
iSpending
- iSpending Premium$2.991 Month
- iSpending Premium$29.991 Year
Expense Tracker
- Monthly3 Days trial$3.991 Month
- Yearly7 Days trial$24.991 Year
Questions
Is iSpending free?
Is Expense Tracker free?
Do iSpending or Expense Tracker have ads?
Which is updated more often, iSpending or Expense Tracker?
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