Comparison

Fynn vs Billy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fynn

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Fynn is your minimalist finance companion. Keep track of your accounts, balances, and everyday spending without the clutter, charts, or complexity you don't need. Open the app and see what matters. Adding expenses is designed to be effortless. Type or dictate naturally, enter the details manually, or let Fynn find transactions in receipts, bills, payment confirmations, and screenshots. Take a photo, choose an image from your library, or paste one from your clipboard. Fynn can even recognize multiple activities at once, so catching up on several expenses doesn't mean entering them one by one. With Apple Intelligence, Fynn understands natural language and helps turn what you type, say, or scan into activities you can review before saving. On supported devices, you can scan receipts directly with your camera, while Siri AI lets you interact with Fynn through natural conversation. Your financial data and AI processing stay on your device. The interface stays focused on your finances. See your total balance at a glance, manage multiple accounts and currencies, and open any account to browse its activity. Natural daily summaries highlight what matters without overwhelming you, while widgets bring useful information to your Home Screen and Lock Screen. Already tracking your finances somewhere else? Fynn can import existing data from Revolut and Cashew, making it easier to get started without leaving your history behind. Fynn respects your time and privacy. No ads. No subscriptions. No unnecessary complexity. It works with or without Apple Intelligence, with fast manual entry always available and optional gentle reminders to help you stay consistent. (Camera scanning requires a device with Apple Intelligence enabled and iOS 27.0 or later.)

About

Billy

Manage your personal expenses with this app. Create shopping and spending lists, track monthly expenditures, and visualize your financial habits. Set spending goals and organize expenses with color-coded tags for better organization.

Highlights
  • Create and manage shopping and expense lists
  • Track monthly spending
  • Set monthly spending goals
  • Organize expenses by color-coded tags
  • Share lists with friends and family
  • Visualize spending with a dashboard
Features
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Billy é o seu assistente de despesas pessoais. Crie listas de compras e gastos, acompanhe quanto está gastando por mês e mantenha suas finanças organizadas de forma simples e visual. O que você pode fazer com o Billy: • Criar e gerenciar listas de compras e despesas • Adicionar itens com preço e quantidade • Compartilhar listas com amigos e família • Ver um dashboard completo com seus gastos mensais • Definir metas mensais de gastos • Organizar despesas por tags coloridas • Comparar períodos e identificar tendências Planos disponíveis: • Grátis — até 3 despesas, controle básico de gastos • Essential — despesas ilimitadas, análise de até 12 meses, filtros avançados • PRO — dashboard completo, tags, metas, comparativo de períodos e muito mais Simples de usar, poderoso o suficiente para transformar a forma como você cuida do seu dinheiro. Terms of Use: https://app-billy.com/#terms Privacy Policy: https://app-billy.com/#privacy

Screenshots

Fynn4 screens
Billy4 screens

Verdict

The call

The clearest difference is in-app purchases: Fynn at none against Billy's 10. Billy's advantage is update cadence (every 10 days vs every 2 months) and device support (3 vs 1). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Billy sells 7 in-app purchases, starting at $1.99 per month. Fynn asks for nothing beyond the download.

UpkeepUpdate frequency

Fynn ships an update every 2 months, Billy every 10 days. Both last shipped on September 26, 2026.

Scorecard4 real differences · 4 level
Fynn versus Billy: the parameters behind the verdict, then further details
ParameterFynnBilly
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 2 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.015.1 — better
Further details — not scored
Size55 MB44 MB
Age rating4++4
DeveloperAlessio RubiciniWesley Fernandes

In-app purchases

None

Fynn

No in-app purchases

7 purchases

Billy

Subscriptions7
  • Essential2 variants$1.991 Month
  • Plano Essential$1.991 Month
  • Plano Pro3 variants$2.991 Month
Show 4 more
  • Plano Essential$11.991 Year
  • Essential Anual$11.991 Year
  • Plano Pro$22.991 Year
  • Plano Pro Anual$22.991 Year

Questions

Is Fynn free?
Fynn is free to download, with no in-app purchases.
Is Billy free?
Billy is free to download, with in-app purchases available.
Do Fynn or Billy have ads?
Neither Fynn nor Billy shows ads.
Which is updated more often, Fynn or Billy?
Fynn ships an update every 2 months, and Billy every 10 days. Most recently, Fynn was updated on September 26, 2026 and Billy on September 26, 2026.

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