Comparison

Xsplitter vs Credi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xsplitter

Features
Read full description

Xsplitter is a simple and intuitive expense-splitting app for friends, couples, roommates, and travel groups. Record shared expenses, see who paid what, and instantly understand how costs should be divided — no spreadsheets and no manual calculations. Key Features • Quickly add expenses with categories and multiple currencies • Fairly split costs among selected members • Clear summaries of total group spending • Easily track who paid and who owes • Perfect for trips, daily life, and shared budgets Xsplitter focuses on clarity and ease of use, helping groups manage shared expenses with less confusion and fewer arguments. No ads. No accounts. No unnecessary complexity. Just simple expense splitting.

About

Credi

This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.

Highlights
  • Location-based card recommendations
  • Merchant search for card suggestions
  • Best card by category
  • Supports rotating reward categories
  • Works with major credit card issuers
  • Stores only card name and reward rates
Read full description

Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.

Screenshots

Xsplitter4 screens

Verdict

The call

The clearest difference is device support: Xsplitter at 2 against Credi's —. Credi's advantage is iOS requirement (15.6 vs 17.6). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 7 level
Xsplitter versus Credi: the parameters behind the verdict, then further details
ParameterXsplitterCredi
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 days—
AdsNo—
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad — better—
Requires iOS17.615.6 — better
Further details — not scored
Size2 MB17 MB
Age rating4+4+
DeveloperJin Sheng AngMihir Srivastava

In-app purchases

None

Xsplitter

No in-app purchases

None

Credi

No in-app purchases

Questions

Is Xsplitter free?
Xsplitter is free to download, with no in-app purchases.
Is Credi free?
Credi is free to download, with no in-app purchases.

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