Xsplitter vs Credi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Xsplitter
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Xsplitter is a simple and intuitive expense-splitting app for friends, couples, roommates, and travel groups. Record shared expenses, see who paid what, and instantly understand how costs should be divided — no spreadsheets and no manual calculations. Key Features • Quickly add expenses with categories and multiple currencies • Fairly split costs among selected members • Clear summaries of total group spending • Easily track who paid and who owes • Perfect for trips, daily life, and shared budgets Xsplitter focuses on clarity and ease of use, helping groups manage shared expenses with less confusion and fewer arguments. No ads. No accounts. No unnecessary complexity. Just simple expense splitting.
Credi
This app automatically recommends the best credit card to use based on your current location or a searched merchant. It helps you maximize rewards and cashback by identifying the optimal card for specific categories like groceries, gas, dining, and travel.
- Location-based card recommendations
- Merchant search for card suggestions
- Best card by category
- Supports rotating reward categories
- Works with major credit card issuers
- Stores only card name and reward rates
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Credi tells you which credit card to use — before you swipe. Open the app and Credi instantly detects where you are and recommends the card that earns the most for that merchant. At a grocery store? It finds your best cashback card. At a gas station? It surfaces the 5% card you forgot you had. Not near a location? Search any merchant by name and get an instant recommendation anywhere. What Credi does: • Location-based card recommendations in real time • Merchant search — check the best card before you leave • Best card by category — Dining, Travel, Gas, Groceries, and more • Supports rotating reward categories that change each quarter • Works with all your cards — Amex, Chase, Citi, Capital One, and more No card numbers. Ever. Credi only stores your card name and reward rates. Your financial data stays on your device. Stop leaving points on the table. Download Credi and always earn the most.
Screenshots
Verdict
The clearest difference is device support: Xsplitter at 2 against Credi's —. Credi's advantage is iOS requirement (15.6 vs 17.6). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Xsplitter | Credi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 days | — |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad — better | — |
| Requires iOS | 17.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 2 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Jin Sheng Ang | Mihir Srivastava |
In-app purchases
Xsplitter
No in-app purchases
Credi
No in-app purchases









