Settle Book vs VaultAudit AI
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settle Book
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Take Control of Your Money - All in One Place Managing money shouldn’t be stressful. This app helps you track debts, daily expenses, and subscriptions so you always know where your money goes. Whether you owe friends, pay monthly bills, or want to improve spending habits, everything is organized in one clean and simple dashboard. -> Track Debts Easily Keep a clear record of money you owe or lent. • Add bank loans, friends & family debts • Monitor remaining balances • Track payments and progress • Stay organized and avoid missed repayments -> Monitor Daily Expenses Understand your spending habits and improve budgeting. • Log expenses in seconds • View monthly spending trends • Analyze where your money goes • Build smarter financial habits -> Manage Subscriptions Stop forgetting recurring payments. • Track active & inactive subscriptions • Get billing cycle insights • Know upcoming renewal dates • Avoid surprise charges -> Powerful Analytics Make better decisions with clear insights. • Spending distribution charts • Monthly trends and breakdowns • Subscription billing analysis -> Why You’ll Love It • Simple and clean design • Easy to use and fast • All finances in one place • Built for everyday use Start your journey towards better money management today.
VaultAudit AI
Effortlessly track your recurring expenses by scanning receipts or adding them manually. Get smart alerts before renewals and easily find cancellation instructions to save money. All your financial data stays private on your device.
- AI-powered receipt scanning
- Manual subscription entry
- Spending dashboard with category breakdown
- Renewal alerts
- Cancellation guides
- Duplicate subscription detection
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Find forgotten subscriptions without handing over your bank login. Take one screenshot of your Apple Subscriptions page, a receipt, or a confirmation email. VaultAudit identifies the name, price, and renewal date on your iPhone—your financial data never leaves your device. SCAN, TRACK, SAVE • Import multiple Apple subscriptions from one screenshot • Add popular services quickly with logos and prices prefilled • See monthly and yearly spending by category • Get renewal alerts before the next charge • Follow clear cancellation guides with direct links • Keep your monthly total visible with Home Screen widgets • Export reports as CSV or PDF with Pro PRIVATE BY DESIGN No bank connection. No VaultAudit account. No backend, advertising trackers, or analytics. OCR runs on your device, with Apple Intelligence used when available. Your screenshots and subscription data stay on your iPhone. VAULTAUDIT PRO Start with up to 5 subscriptions free. Upgrade for: • Unlimited subscriptions • Advanced on-device AI scanning • Reminders 1, 3, and 7 days before renewal • Every widget size • CSV and PDF export • Family Sharing Choose monthly, yearly with a 7-day free trial, or a one-time Lifetime purchase. Available in English, German, French, Spanish, Brazilian Portuguese, and Japanese. Terms of Use: https://vaultaudit.app/terms Privacy Policy: https://vaultaudit.app/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Settle Book at 15.0 against VaultAudit AI's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settle Book sells 1 one-off in-app purchase and VaultAudit AI sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Settle Book ships an update weekly, VaultAudit AI fortnightly. The most recent releases landed on June 17, 2026 and September 1, 2026 respectively.
| Parameter | Settle Book | VaultAudit AI |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 44 MB | 8 MB |
| Age rating | 17+ | 4+ |
| Developer | Hasan Raza Khan | Damien Asseya |
In-app purchases
Settle Book
- SettleBook Lifetime Premium$9.99
VaultAudit AI
- Pro Monthly$1.991 Month
- Pro Yearly$19.991 Year
- Pro Lifetime$29.99





