Comparison

Settle Book vs OweTrack

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Settle Book

Features
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Take Control of Your Money - All in One Place Managing money shouldn’t be stressful. This app helps you track debts, daily expenses, and subscriptions so you always know where your money goes. Whether you owe friends, pay monthly bills, or want to improve spending habits, everything is organized in one clean and simple dashboard. -> Track Debts Easily Keep a clear record of money you owe or lent. β€’ Add bank loans, friends & family debts β€’ Monitor remaining balances β€’ Track payments and progress β€’ Stay organized and avoid missed repayments -> Monitor Daily Expenses Understand your spending habits and improve budgeting. β€’ Log expenses in seconds β€’ View monthly spending trends β€’ Analyze where your money goes β€’ Build smarter financial habits -> Manage Subscriptions Stop forgetting recurring payments. β€’ Track active & inactive subscriptions β€’ Get billing cycle insights β€’ Know upcoming renewal dates β€’ Avoid surprise charges -> Powerful Analytics Make better decisions with clear insights. β€’ Spending distribution charts β€’ Monthly trends and breakdowns β€’ Subscription billing analysis -> Why You’ll Love It β€’ Simple and clean design β€’ Easy to use and fast β€’ All finances in one place β€’ Built for everyday use Start your journey towards better money management today.

About

OweTrack

Features
Read full description

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/

Screenshots

Settle Book4 screens
OweTrack4 screens

Verdict

The call

The clearest difference is update cadence: Settle Book at weekly against OweTrack's fortnightly. Settle Book also leads on device support (3 vs 1) and iOS requirement (15.0 vs 18.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Settle Book sells 1 one-off in-app purchase and OweTrack sells 3 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settle Book ships an update weekly, OweTrack fortnightly. The most recent releases landed on June 17, 2026 and September 9, 2026 respectively.

Scorecard3 real differences Β· 3 level
Settle Book versus OweTrack: the parameters behind the verdict, then further details
ParameterSettle BookOweTrack
PriceFreeFree
Update frequencyWeekly β€” betterFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod β€” betteriPhone
Requires iOS15.0 β€” better18.6
Further details β€” not scored
Size44 MB5 MB
Age rating17+4+
DeveloperHasan Raza KhanYieldmonk Technologies LLC

In-app purchases

1 purchases

Settle Book

One-time1
  • SettleBook Lifetime Premium$9.99
3 purchases

OweTrack

Subscriptions2
  • Monthly Subscription7 Days trial$7.991 Month
  • Yearly Subscription7 Days trial$39.991 Year
One-time1
  • Lifetime Plan$59.99

Questions

Is Settle Book free?
Settle Book is free to download, with in-app purchases available.
Is OweTrack free?
OweTrack is free to download, with in-app purchases available.
Do Settle Book or OweTrack have ads?
Neither Settle Book nor OweTrack shows ads.
Which is updated more often, Settle Book or OweTrack?
Settle Book ships an update weekly, and OweTrack fortnightly. Most recently, Settle Book was updated on June 17, 2026 and OweTrack on September 9, 2026.

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