Comparison

Settle Book vs BillBuds

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Settle Book

Features
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Take Control of Your Money - All in One Place Managing money shouldnโ€™t be stressful. This app helps you track debts, daily expenses, and subscriptions so you always know where your money goes. Whether you owe friends, pay monthly bills, or want to improve spending habits, everything is organized in one clean and simple dashboard. -> Track Debts Easily Keep a clear record of money you owe or lent. โ€ข Add bank loans, friends & family debts โ€ข Monitor remaining balances โ€ข Track payments and progress โ€ข Stay organized and avoid missed repayments -> Monitor Daily Expenses Understand your spending habits and improve budgeting. โ€ข Log expenses in seconds โ€ข View monthly spending trends โ€ข Analyze where your money goes โ€ข Build smarter financial habits -> Manage Subscriptions Stop forgetting recurring payments. โ€ข Track active & inactive subscriptions โ€ข Get billing cycle insights โ€ข Know upcoming renewal dates โ€ข Avoid surprise charges -> Powerful Analytics Make better decisions with clear insights. โ€ข Spending distribution charts โ€ข Monthly trends and breakdowns โ€ข Subscription billing analysis -> Why Youโ€™ll Love It โ€ข Simple and clean design โ€ข Easy to use and fast โ€ข All finances in one place โ€ข Built for everyday use Start your journey towards better money management today.

About

BillBuds

Features
Read full description

Split the bill. Skip the math. Stay friends. Bill Buds is the simplest way to split expenses with friends โ€” whether it's a group trip, a dinner out, or just everyday costs. Scan a receipt, let the app detect the items, and instantly see who owes who. No spreadsheets, no awkward math, no arguments. Scan & split in seconds Snap a photo of any receipt and Bill Buds auto-detects the items for you. Fewer taps, less typing, no manual entry. Group trips or quick splits Create a group for trips and shared living, or do a fast split on the spot โ€” no group needed. Whatever the situation, splitting takes seconds. Always know who owes who Every expense is tracked and balanced automatically. Clear balances show exactly who paid, who owes, and how much โ€” at a glance. Organize every expense Sort spending by category โ€” food, groceries, transport, lodging, tickets, and more โ€” so every shared cost stays clear. Track your spending habits See your statistics over time and understand where your money actually goes. Multi-currency support Traveling abroad? Set the currency per group and split with friends anywhere. Trips, dinners, and everyday expenses โ€” Bill Buds does the math so you never have to argue about money again. Download Bill Buds and start splitting the easy way. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://billbuds.app/privacy.html Support: https://billbuds.app/support

Screenshots

Settle Book4 screens
BillBuds4 screens

Verdict

The call

Settle Book and BillBuds are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Settle Book sells 1 one-off in-app purchase and BillBuds sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Settle Book ships an update weekly, BillBuds every 4 days. The most recent releases landed on September 26, 2026 and September 28, 2026 respectively.

ScorecardNo meaningful differences
Settle Book versus BillBuds: the parameters behind the verdict, then further details
ParameterSettle BookBillBuds
PriceFreeFree
Update frequencyWeeklyEvery 4 days โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.0 โ€” better16
Further details โ€” not scored
Size44 MB5 MB
Age rating17+4+
DeveloperHasan Raza KhanAdilkhan Spabek

In-app purchases

1 purchases

Settle Book

One-time1
  • SettleBook Lifetime Premium$9.99
2 purchases

BillBuds

Subscriptions2
  • Unlimited Scans (Monthly)$3.991 Month
  • Unlimited Scans (Yearly)$29.991 Year

Questions

Is Settle Book free?
Settle Book is free to download, with in-app purchases available.
Is BillBuds free?
BillBuds is free to download, with in-app purchases available.
Do Settle Book or BillBuds have ads?
Neither Settle Book nor BillBuds shows ads.
Which is updated more often, Settle Book or BillBuds?
Settle Book ships an update weekly, and BillBuds every 4 days. Most recently, Settle Book was updated on September 26, 2026 and BillBuds on September 28, 2026.

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