Comparison

OweTrack vs iDeptly

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

OweTrack

Features
Read full description

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/

About

iDeptly

Features
Read full description

iDeptly is a private, offline debt tracker and personal ledger that makes it easy to keep track of money owed between you and the people you know or do business with. Whether a customer owes you money, you need to track a supplier payment, or you simply want to remember money borrowed or lent between friends and family, iDeptly gives you a simple, organized way to manage it β€” without spreadsheets, notebooks, accounts, or cloud storage. Track What You Owe β€” and What’s Owed to You Keep both sides of your personal ledger in one place. For every contact, you can record: * Money they owe you * Money you owe them * Payments and partial payments * Refunds and corrections * Due dates * Notes and receipts * Different currencies Your complete debt and payment history stays available, so previous transactions are never silently overwritten. Never Lose Track of a Payment Add due dates and reminders to important debts and IOUs. iDeptly can remind you before and after a payment becomes due, helping you keep track of outstanding balances without checking your ledger every day. Attach Receipts and Documents Photograph a receipt or attach supporting documents directly to a debt record. Keep the transaction and its proof together instead of searching through photos, messages, or paperwork later. Understand Your Money with Reports Quickly see: * Total money owed to you * Total money you owe * Paid debts * Outstanding balances * Overdue debts * Activity for any selected period View reports for an individual contact or across your entire ledger. Your Financial Records Stay Private iDeptly is designed around local, offline storage. No account. No cloud database. No advertising. No tracking. Your debt records stay on your device instead of being stored in an online account. Protect access with a PIN and, where supported, fingerprint or Face ID. Encrypted Backup and Restore Create a password-protected encrypted backup of your ledger whenever you want. Restore your backup on another supported device without relying on an iDeptly cloud account. A Better Alternative to a Debt Notebook iDeptly is useful for anyone who needs a straightforward debt manager or IOU tracker, including: * Individuals * Friends and families * Freelancers * Small business owners * Shop owners * Customers and suppliers Instead of maintaining a debt notebook or complicated spreadsheet, keep your balances, payments, receipts, reminders, and history organized in one dedicated app. Simple Debt Tracking. Completely Private. Use iDeptly as your personal debt tracker, IOU manager, and offline ledger for keeping accurate records of money you owe and money owed to you. iDeptly is a record-keeping tool only. It does not lend money, provide credit, facilitate loans, or charge interest.

Screenshots

OweTrack4 screens
iDeptly3 screens

Verdict

The call

The clearest difference is device support: iDeptly at 3 against OweTrack's 1. iDeptly also leads on iOS requirement (13.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. OweTrack sells 3 in-app purchases, starting at $7.99 per month and iDeptly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OweTrack ships an update fortnightly, iDeptly every 3 weeks. The most recent releases landed on September 27, 2026 and October 8, 2026 respectively.

Scorecard2 real differences Β· 4 level
OweTrack versus iDeptly: the parameters behind the verdict, then further details
ParameterOweTrackiDeptly
PriceFreeFree
Update frequencyFortnightly β€” betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, iPod β€” better
Requires iOS18.613.0 β€” better
Further details β€” not scored
Size5 MB35 MB
Age rating4+12+
DeveloperYieldmonk Technologies LLCIBARQ

In-app purchases

3 purchases

OweTrack

Subscriptions2
  • Monthly Subscription7 Days trial$7.991 Month
  • Yearly Subscription7 Days trial$39.991 Year
One-time1
  • Lifetime Plan$59.99
1 purchases

iDeptly

One-time1
  • iDeptly Pro$4.99

Questions

Is OweTrack free?
OweTrack is free to download, with in-app purchases available.
Is iDeptly free?
iDeptly is free to download, with in-app purchases available.
Do OweTrack or iDeptly have ads?
Neither OweTrack nor iDeptly shows ads.
Which is updated more often, OweTrack or iDeptly?
OweTrack ships an update fortnightly, and iDeptly every 3 weeks. Most recently, OweTrack was updated on September 27, 2026 and iDeptly on October 8, 2026.

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