BUDJET vs iDeptly
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BUDJET
This app helps you manage your monthly budget by tracking your spending in real-time. It visually shows your remaining money and allows for customizable categories to keep you on track with your financial goals.
- Real-time budget countdown
- Spending tracking
- Monthly budget management
- Customizable spending categories
- Offline functionality
- Data export (Premium)
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Monthly Budget Countdown Track your spending like never before! BUDJET is the budget countdown tracker that shows your remaining money in real-time. Track spending, manage your monthly budget, and watch your countdown to stay on track. See exactly how much budget you have left Works offline - 100% private Customizable spending categories FREE core features. Premium unlocks: • Custom Categories • Schedule Recurring Expenses • Data export • Custom notifications Perfect for anyone serious about their finances. --- DesignAIIIR, Inc. | support@designaiiir.com https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
iDeptly
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iDeptly is a private, offline debt tracker and personal ledger that makes it easy to keep track of money owed between you and the people you know or do business with. Whether a customer owes you money, you need to track a supplier payment, or you simply want to remember money borrowed or lent between friends and family, iDeptly gives you a simple, organized way to manage it — without spreadsheets, notebooks, accounts, or cloud storage. Track What You Owe — and What’s Owed to You Keep both sides of your personal ledger in one place. For every contact, you can record: * Money they owe you * Money you owe them * Payments and partial payments * Refunds and corrections * Due dates * Notes and receipts * Different currencies Your complete debt and payment history stays available, so previous transactions are never silently overwritten. Never Lose Track of a Payment Add due dates and reminders to important debts and IOUs. iDeptly can remind you before and after a payment becomes due, helping you keep track of outstanding balances without checking your ledger every day. Attach Receipts and Documents Photograph a receipt or attach supporting documents directly to a debt record. Keep the transaction and its proof together instead of searching through photos, messages, or paperwork later. Understand Your Money with Reports Quickly see: * Total money owed to you * Total money you owe * Paid debts * Outstanding balances * Overdue debts * Activity for any selected period View reports for an individual contact or across your entire ledger. Your Financial Records Stay Private iDeptly is designed around local, offline storage. No account. No cloud database. No advertising. No tracking. Your debt records stay on your device instead of being stored in an online account. Protect access with a PIN and, where supported, fingerprint or Face ID. Encrypted Backup and Restore Create a password-protected encrypted backup of your ledger whenever you want. Restore your backup on another supported device without relying on an iDeptly cloud account. A Better Alternative to a Debt Notebook iDeptly is useful for anyone who needs a straightforward debt manager or IOU tracker, including: * Individuals * Friends and families * Freelancers * Small business owners * Shop owners * Customers and suppliers Instead of maintaining a debt notebook or complicated spreadsheet, keep your balances, payments, receipts, reminders, and history organized in one dedicated app. Simple Debt Tracking. Completely Private. Use iDeptly as your personal debt tracker, IOU manager, and offline ledger for keeping accurate records of money you owe and money owed to you. iDeptly is a record-keeping tool only. It does not lend money, provide credit, facilitate loans, or charge interest.
Screenshots
Verdict
The clearest difference is ads: iDeptly at none against BUDJET's shown. iDeptly also leads on iOS requirement (13.0 vs 15.1). BUDJET's advantage is update cadence (weekly vs every 3 weeks). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BUDJET sells 3 in-app purchases, starting at $4.99 per month and iDeptly sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
BUDJET ships an update weekly, iDeptly every 3 weeks. The most recent releases landed on September 30, 2026 and October 8, 2026 respectively.
| Parameter | BUDJET | iDeptly |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 41 MB | 35 MB |
| Age rating | 4+ | 12+ |
| Developer | DesignAIIIR Inc | IBARQ |
In-app purchases
BUDJET
- Monthly$4.991 Month
- Budjet Premium - Annual$39.991 Year
- Budjet Premium - Lifetime$99.99
iDeptly
- iDeptly Pro$4.99







