Pooled Cash vs Beestow

Stop being the debt collector in your friend group. Pooled makes it simple to collect money for trips, events, gifts, and shared purchases - without the awkward texts, spreadsheets, or wondering who actually paid. **How it works:** 1. Create a pool in under a minute. Name it, set the goal, and decide the rules upfront. 2. Share the link with your group. Everyone pays their share with a card and sees it happen in real time. 3. Relax. If you hit the goal, funds are released to the organizer's verified bank account. Fall short? Everyone gets refunded automatically. **Why Pooled is different:** - Complete transparency: Everyone sees who's in and who's paid. No guessing, no black boxes. - Clear rules from the start: Know what happens if you fall short or overfund—before the first dollar comes in. - Fair outcomes: Overfunded? The extra gets split back. Underfunded? Automatic refunds for everyone. - Pay by card: Contribute with any major debit or credit card. Payments are processed by Coinflow, a PCI-compliant provider—your card details never touch Pooled's servers. - Withdraw to your bank: Organizers link a bank account via Plaid and receive funds directly. Identity is verified to keep the platform safe. **Perfect for:** - Group trips: Bachelor parties, ski weekends, beach houses. One person books, everyone pays their share upfront. - Tickets and events: Concerts, games, group dinners. Buy the tickets when they go on sale, collect money without the spreadsheet. - Group gifts: Weddings, baby showers, retirements. Pool together for something meaningful. - Shared purchases: Anything your group needs to fund together. **Key features:** - Create pools with custom funding goals and deadlines - Invite friends via shareable links - Track contributions in real time - Card payments powered by Coinflow - Bank linking and withdrawals powered by Plaid - Identity verification for organizers who receive funds - Built-in overfunding and underfunding refund rules - Private pools for invite-only groups - Secure phone number authentication We handle the money so you can focus on the experience. No more fronting thousands and hoping you get paid back. No more spreadsheets. No more awkward "did you send it yet?" texts. Set it up once. Share the link. Get back to planning the fun stuff. Download Pooled today and stop chasing. Start pooling.

Beestow is the easiest way to give the gift of the stock market. Pick a company or fund, choose an amount, and send it by text, email, or a printable QR code. Your recipient opens their gift, watches its value track the market over time, and cashes out to their bank or brokerage whenever they're ready — no brokerage account required to give or receive. A GIFT LINKED TO THE MARKET — NOT FORGOTTEN IN A DRAWER Gift cards get spent and cash gets lost. A Beestow gift stays linked to market performance, so it can mean more years from now than the day you gave it. HOW IT WORKS 1. Choose a company or fund and a dollar amount (from $20). 2. Send it instantly by text, email, or a printable QR code. 3. Your recipient claims it with a quick sign-in — no brokerage account needed. 4. They follow its value as the market moves, and redeem the cash value to their bank or brokerage anytime. WHY PEOPLE LOVE BEESTOW - Meaningful — more than cash or a gift card - Lasting — linked to the market, not forgotten - Easy — send in under a minute, three ways - No brokerage account required to give or receive - Perfect for birthdays, graduations, holidays, new babies, and grandkids MADE FOR REAL LIFE Send your niece a gift linked to her favorite company. Start a tradition with your grandkids. Give a graduate something that can matter for decades. HOW REDEMPTION WORKS Beestow gifts are prepaid gifts whose value is linked to market performance. The recipient doesn't receive securities — when they redeem, Beestow transfers the gift's current cash value to their bank or brokerage account. Your exact payout — including any processing, and for bank cash-outs a flat fee — is shown before you confirm. Simple, transparent cash settlement. Examples shown in the app are illustrative and do not represent securities ownership or guaranteed future value. Beestow is not a broker-dealer or investment adviser and does not provide investment advice. Questions? Reach us at support@beestow.com.