Map My Money vs Ledger

Most apps tell you where your money went. Map tells you where it's taking you. Add your income, expenses, debts, and investments — then watch as Map projects your net worth over months and years. No bank links. No data mining. Just the math of your life, visualized. FORECAST & CASH FLOW See your projected net worth at a glance. Map builds a rolling forecast from your real financial data, so you always know where you stand and where you're headed. SET GOALS & TRACK PROGRESS Set a North Star goal and track milestones along the way. Whether you're building an emergency fund, saving for a home, or planning for retirement — Map shows you when you'll get there. WHAT-IF SCENARIOS Curious what happens if you get a raise? Cancel some subscriptions? Buy a house? Use the Quick Calculator for instant answers or the Scenario Builder to model bigger life changes. PLAN LIFE EVENTS Map major milestones — a new job, a home purchase, starting a family — and see how each one reshapes your financial trajectory. SHOULD I BUY THIS? See the true opportunity cost of any purchase. Map shows what that money could become if you invested it instead. WAYPOINTS Log your actual balances periodically to see how reality compares to your forecast. Stay oriented without obsessing. WIDGETS & LOCK SCREEN Beautiful home screen and lock screen widgets keep your financial snapshot always visible. PRIVACY FIRST Your data stays on your device. No accounts, no servers, no tracking. Your finances are yours alone. Map is free to use with core features. Upgrade to Pro for unlimited forecasting, goal tracking, what-if scenarios, and monthly check-ins. Terms of Use: https://mapmymoney.app/terms Privacy Policy: https://mapmymoney.app/privacy

Ledger is a private household finance app for people who want a clearer view of net worth, cash flow, and major money decisions without connecting bank accounts. Track your balance sheet, log monthly cash flow, understand your burn rate, and model important financial scenarios from one clean iPhone app. No bank login. No financial-data APIs. No automated account scraping. Ledger is designed for manual entry, local-first tracking, and privacy-conscious households that want control over their financial picture. BUILD YOUR PRIVATE BALANCE SHEET Ledger helps you track assets and liabilities in one place so you can see your current net worth clearly. Add accounts such as: • Brokerage accounts • Retirement accounts • Cash and savings • Real estate • Business equity • Crypto holdings • Mortgages • Loans • Credit card balances • Custom assets and liabilities Ledger calculates your assets, liabilities, and net worth so you can understand where you stand at a glance. TRACK CASH FLOW LIKE A HOUSEHOLD CFO High-income households often have strong earnings but complicated spending, taxes, savings, and lifestyle decisions. Ledger’s Plan workspace helps you log monthly cash-flow data manually, including: • Income • Taxes • Fixed spending • Variable spending • Savings • Notes for each month From there, Ledger shows practical metrics like: • Burn rate • Savings rate • Investable surplus • 3-month averages • 12-month averages This gives you a clearer view of how much money is actually available after taxes and spending. PLAN MAJOR FINANCIAL DECISIONS Use Ledger’s scenario planner to model decisions before they happen. Create scenarios for: • Taking a sabbatical • One spouse stepping back from work • Buying a bigger home • Allocating a bonus or windfall • Testing a custom financial decision Ledger helps estimate how each decision may affect annual savings, runway, target timing, and required net worth. SAVE SNAPSHOTS OVER TIME Your financial life changes month by month. Ledger lets you save net-worth snapshots so you can track progress over time. Use snapshots to: • Compare current net worth to previous periods • Build a historical record • See changes across time ranges • Track milestones as your balance sheet grows REPORTS AND EXPORTS Ledger includes reports that help you review your financial picture and share records when needed. Reports can include: • Net worth summary • Asset and liability breakdowns • Cash-flow summary • Year-over-year views • Milestones • PDF export • CSV cash-flow export PRIVACY-FIRST BY DESIGN Ledger is made for people who want financial clarity without handing over account credentials. Ledger does not require: • Bank linking • Plaid-style account aggregation • Financial-data APIs • Automated transaction imports You enter only the information you want to track. A built-in privacy mode can mask sensitive values on screen, which is useful when opening the app around other people or recording your own progress. WHO LEDGER IS FOR Ledger is built for households and individuals who want a simple, private way to answer questions like: • What is our current net worth? • How much are we really spending each month? • What is our burn rate? • What percentage of income are we saving? • How much investable surplus do we have? • Can we afford a sabbatical, home upgrade, or income change? • Are we moving closer to our financial targets? SUBSCRIPTION REQUIRED Ledger is a premium app. Access to the main app experience requires an active subscription after onboarding. If offered, subscription pricing, trial availability, and renewal terms are shown clearly at checkout before purchase. Take control of your household financial picture with a private, manual-first system built for clarity, planning, and better decisions. https://socialreporthq.com/ledger/terms